Auto insurance can include a wide range of coverage, from liability-only to coverage that will fix the smallest dent or scratch on your car's paint job. With auto insurance being required by law in many places, you may be confused as to what kind of coverage you need. This article will explain the basics and help you learn what you need to know about car insurance. Being a careful driver can really save you money on insurance. Obviously, insurers would rather insure good drivers and will provide lower rates for good drivers, but did you know that causing an accident can make your insurance rates nearly double? It is abundantly clear that driving safely is one of the best ways to keep your insurance rates low! To get the most for your money when pricing automobile insurance, be sure to consider the extras that are included with some policies. You can save on towing costs with emergency roadside assistance that is included by some insurers. Others may offer discounts for good drivers or including more than one car on your policy. A simple way to save a bit of money on your auto insurance, is to find out whether the insurance company gives discounts for either paying the entire premium at once (most will give you a small discount for doing this) or taking payments electronically. Either way, you will pay less than shelling out each month's payment separately. One of the best ways to get great deals on automobile insurance is to speak to someone in person or at least on the phone. Insurance is automated and very easy to get online, but actually speaking with someone allows for the back-and-forth Q "�n' A session that may introduce you to some discounts you did not previously know about. It is vital that when making an automobile accident claim, that you have all the information available for the insurance company. Without it, your claim may not go through. Some things you need to have ready for them include the make and year of the car you got into an accident with, how many people were in each car, what kinds of injuries were sustained, and where and when it happened. Know different coverage options, and check to be sure your insurance provides the best coverage. Liability is important both for damage you cause to other people, and damage you cause to yourself or your own property. Other types of coverage that you need include protection from uninsured drivers and damage from fire or other disasters. With many insurance companies, teenagers have to pay more for auto insurance. This is because they are considered to be high risk drivers. In order to make auto insurance more affordable for teenagers, it may be wise to put them on the same insurance as a more experienced drive, such as their mother or father. You might be able to save on auto insurance by obtaining a bundled insurance package. Search for these types of offers, especially those that bundle auto and homeowners insurance. Ensure you are paying an affordable rate for good coverage as sometimes two sets of insurance is the better option. Write down a list of each discount your insurance company offers. Go through that list and put a check mark next to any that apply to you. You might be surprised at how much you can save by claiming discounts. If you want to avoid paying a high premium, don't drive a flashy car. Sports cars and other high performance vehicles, often have premiums that are two or three times larger than that of a standard car. You should also research commonly stolen vehicles and be sure to avoid them. Most insurance companies will charge significantly more to insure these types of cars. When you go hunting for car insurance bargains, do not neglect your employer as a potential source of discounts. Many companies - even relatively small ones - have arrangements with insurers to get volume discounts for their employees. If your employer has such a program in place, you might realize significant savings by taking advantage of it. To ensure you continue to get the best possible car insurance, it is wise to do a little comparison shopping against your current policy from time to time. Doing this about a month before your policy renews is a great strategy. This allows you to take advantage of a better offer or use it to negotiate a new rate with your current insurer. When trying to get affordable auto insurance, keep in mind your state's minimum liability coverage requirements. You need to know what minimums to obtain so that you can get a policy that matches these particular minimums. You can find a list of your state's minimums at your state's insurance commissioner's website. Consider switching your current insurance to a lower coverage policy to save a few more dollars. Depending on your state's insurance requirements and if you are leasing or renting to own a vehicle, you may be able to lower your insurance coverage to save a little extra money each month. If you finance your vehicle, your lender may have requirements governing the level of auto insurance you must maintain during the duration of the loan. Generally, the requirements relate to how high you can have your deductible. Check with your lender before signing a new policy to avoid any conflicts. Ask your auto insurance company if they will give you a discount, due to whatever your chosen profession is. Some companies give rate discounts to customers who work in certain fields because they feel that you are a lower risk, due to your skills or the way that you may live your life. You can protect your car, yourself, and your passengers with the right car insurance coverage. Without it, you could find yourself in serious debt should an accident occur, and possibly even on the wrong side of the law. With the knowledge you have gained from this article, you are now well prepared to look for car insurance.
Auto insurance can include a wide range of coverage, from liability-only to coverage that will fix the smallest dent or scratch on your car's paint job. With auto insurance being required by law in many places, you may be confused as to what kind of coverage you need. This article will explain the basics and help you learn what you need to know about car insurance. Being a careful driver can really save you money on insurance. Obviously, insurers would rather insure good drivers and will provide lower rates for good drivers, but did you know that causing an accident can make your insurance rates nearly double? It is abundantly clear that driving safely is one of the best ways to keep your insurance rates low! To get the most for your money when pricing automobile insurance, be sure to consider the extras that are included with some policies. You can save on towing costs with emergency roadside assistance that is included by some insurers. Others may offer discounts for good drivers or including more than one car on your policy. A simple way to save a bit of money on your auto insurance, is to find out whether the insurance company gives discounts for either paying the entire premium at once (most will give you a small discount for doing this) or taking payments electronically. Either way, you will pay less than shelling out each month's payment separately. One of the best ways to get great deals on automobile insurance is to speak to someone in person or at least on the phone. Insurance is automated and very easy to get online, but actually speaking with someone allows for the back-and-forth Q "�n' A session that may introduce you to some discounts you did not previously know about. It is vital that when making an automobile accident claim, that you have all the information available for the insurance company. Without it, your claim may not go through. Some things you need to have ready for them include the make and year of the car you got into an accident with, how many people were in each car, what kinds of injuries were sustained, and where and when it happened. Know different coverage options, and check to be sure your insurance provides the best coverage. Liability is important both for damage you cause to other people, and damage you cause to yourself or your own property. Other types of coverage that you need include protection from uninsured drivers and damage from fire or other disasters. With many insurance companies, teenagers have to pay more for auto insurance. This is because they are considered to be high risk drivers. In order to make auto insurance more affordable for teenagers, it may be wise to put them on the same insurance as a more experienced drive, such as their mother or father. You might be able to save on auto insurance by obtaining a bundled insurance package. Search for these types of offers, especially those that bundle auto and homeowners insurance. Ensure you are paying an affordable rate for good coverage as sometimes two sets of insurance is the better option. Write down a list of each discount your insurance company offers. Go through that list and put a check mark next to any that apply to you. You might be surprised at how much you can save by claiming discounts. If you want to avoid paying a high premium, don't drive a flashy car. Sports cars and other high performance vehicles, often have premiums that are two or three times larger than that of a standard car. You should also research commonly stolen vehicles and be sure to avoid them. Most insurance companies will charge significantly more to insure these types of cars. When you go hunting for car insurance bargains, do not neglect your employer as a potential source of discounts. Many companies - even relatively small ones - have arrangements with insurers to get volume discounts for their employees. If your employer has such a program in place, you might realize significant savings by taking advantage of it. To ensure you continue to get the best possible car insurance, it is wise to do a little comparison shopping against your current policy from time to time. Doing this about a month before your policy renews is a great strategy. This allows you to take advantage of a better offer or use it to negotiate a new rate with your current insurer. When trying to get affordable auto insurance, keep in mind your state's minimum liability coverage requirements. You need to know what minimums to obtain so that you can get a policy that matches these particular minimums. You can find a list of your state's minimums at your state's insurance commissioner's website. Consider switching your current insurance to a lower coverage policy to save a few more dollars. Depending on your state's insurance requirements and if you are leasing or renting to own a vehicle, you may be able to lower your insurance coverage to save a little extra money each month. If you finance your vehicle, your lender may have requirements governing the level of auto insurance you must maintain during the duration of the loan. Generally, the requirements relate to how high you can have your deductible. Check with your lender before signing a new policy to avoid any conflicts. Ask your auto insurance company if they will give you a discount, due to whatever your chosen profession is. Some companies give rate discounts to customers who work in certain fields because they feel that you are a lower risk, due to your skills or the way that you may live your life. You can protect your car, yourself, and your passengers with the right car insurance coverage. Without it, you could find yourself in serious debt should an accident occur, and possibly even on the wrong side of the law. With the knowledge you have gained from this article, you are now well prepared to look for car insurance.

Sehari Sedekah Rp 10 Juta, Inilah Sosok HM Fitno yang Bikin Orang Kaya Kapok Pamer Harta


Indonesia seolah tak pernah habisnya melahirkan banyak miliarder baru. Di tengah kondisi ekonomi yang tak menentu, ada beberapa dari masyarakat Indonesia yang justru tampil sukses dan kaya raya berkat bisnisnya. Salah satunya adalah HM Fitno, sosok pengusaha muda asal Pangkalpinang, Kepulauan Bangka Belitung.
Dikenal luas sebagai pengusaha di berbagai bidang seperti properti dan produk fashion, HM Fitno juga merupakan sosok yang sangat dermawan dan peduli terhadap lingkungan sekitarnya. Ia tak ragu mengeluarkan pundi-pundi rupiah dari kantong pribadinya untuk membantu mereka yang membutuhkan. Saking royalnya, ia bahkan Seperti apa sosok pengusaha tersebut? Simak ulasan berikut.

Sosok muda yang tertarik kembangkan bisnis kreatif



Bisnis kreatif, kini telah menjelma menjadi sebuah tambang uang bagi mereka yang jeli memanfaatkan peluang yang ada. Hal itu tampaknya disadari betul oleh HM Fitno. Dengan menggandeng Pemerintah Pangkalpinang sebagai rekan, ia akan mewujudkan sebuah konsep kota Cyber City di wilayah tersebut. Nantinya, konsep Cyber City digunakan untuk menampung sejumlah bisnis kreatif yang dirintis oleh anak-anak muda.

Pengusaha sukses dengan berbagai bidang bisnis


HM Fitno merupakan seorang pebisnis yang mempunyai beberapa jenis usaha di Indonesia. Melalui PT. MAC Sarana Djaya, ia menjadi salah satu pengusaha Indonesia yang menyediakan hosting netral terbesar untuk solusi cakupan telekomunikasi indoor di Tanah Air. HM Fitno juga memiliki bisnis kuliner seperti restoran Kampoeng Bangka dan jaringan F Hotel. Tak hanya itu, HM Fitno juga diketahui telah menjadi seorang investor pada sebuah perusahaan e-commerce yang bernama eBaba.co.id. Bahkan melalui F Corp miliknya, HM Fitno akan membangun sebuah resor di Pangkalpinang senilai Rp 100 milyar. Saking melimpahnya harta, 90 orang keluarganya pernah diajak keliling Eropa dan masing-masing diberi uang saku sebesar 3.000 Euro. Duh, jangan dibayangin berapa banyak duitnya deh.

Jiwa sosial tinggi dan dermawan meski tajir melintir



Meski memiliki sejumlah bisnis yang bernilai miliaran rupiah, HM Fitno tak serta merta lupa dan terlena dengan buaian harta kekayaan miliknya. Ia diketahui sering berbagi rezeki terhadap mereka yang membutuhkan. Seperti korban banjir di Bangka beberapa waktu silam, ia memberikan bantuan uang tunai sebesar Rp 1 juta kepada 350 kepala keluarga. Pada bulan Ramadhan, HM Fitno juga pernah membagi-bagikan 1.000 paket sembako kepada kaum dhuafa di Pangkalpinang dan sekitarnya dan 700 paket di Jakarta. Ia juga dikenal royal kepada para bawahan. Ia sering memberikan uang Rp 100 ribu kepada OB jika bertemu mereka setiap pagi. Terbukti, harta ternyata juga bisa membuat seseorang peduli terhadap mereka yang kekurangan dalam hal materi.


Sukses dan bergelimang harta benda, membuat HM Fitno mudah merangkul berbagai kalangan, termasuk para selebriti tanah air. Ia bahkan pernah mengundang sejumlah artis ternama ke Pangkalpinang untuk menghibur masyarakat sekitar. Dalam beberapa kegiatan, ia kerap terlihat berfoto bersama artis papan atas Tanah Air dan sejumlah tokoh politik seperti Krisdayanti dan Hatta Rajasa. Wah, jadi ngiri nih.

Populer dan aktif di jejaring Instagram


Tak hanya di dunia nyata, HM Fitno juga cukup populer di jejaring Instagram. Lewat akun pribadinya fitno_fabulous, ia kerap mengunggah konten video dan foto yang menyoroti kehidupan dan kegiatan sehari-harinya. Bak seorang Vlogger profesional, Jalan-jalan, liburan dan menghadiri sebuah acara, merupakan hal-hal yang sering dibagikan HM Fitno melalui akun Instagramnya. Melalui media berbagi foto dan video itu pula, HM Fitno sering menyampaikan motivasinya terbaiknya, terutama dari sisi religius. Ia kerap membagikan nasihat tentang pentingnya berbagi atau bersedekah sebagai kunci sukses dalam segala hal, termasuk bisnis.
Terbukti kan. Dengan bekal the power of sedekah dan kerja cerdas, bisnis HM Fitno kian berkembang pesat. Semangat dan kebahagiaan dirinya dalam menjalani seluruh aktivitas, menjadi penguat kisah sukses kehidupan HM Fitno. Ingin sukses? Jangan lupa berbagi ya...

Sumber : boombastis.com


Dekat dengan tokoh papan atas Indonesia


close[CLICK 2x UNTUK MENUTUP]