Auto insurance can include a wide range of coverage, from liability-only to coverage that will fix the smallest dent or scratch on your car's paint job. With auto insurance being required by law in many places, you may be confused as to what kind of coverage you need. This article will explain the basics and help you learn what you need to know about car insurance. Being a careful driver can really save you money on insurance. Obviously, insurers would rather insure good drivers and will provide lower rates for good drivers, but did you know that causing an accident can make your insurance rates nearly double? It is abundantly clear that driving safely is one of the best ways to keep your insurance rates low! To get the most for your money when pricing automobile insurance, be sure to consider the extras that are included with some policies. You can save on towing costs with emergency roadside assistance that is included by some insurers. Others may offer discounts for good drivers or including more than one car on your policy. A simple way to save a bit of money on your auto insurance, is to find out whether the insurance company gives discounts for either paying the entire premium at once (most will give you a small discount for doing this) or taking payments electronically. Either way, you will pay less than shelling out each month's payment separately. One of the best ways to get great deals on automobile insurance is to speak to someone in person or at least on the phone. Insurance is automated and very easy to get online, but actually speaking with someone allows for the back-and-forth Q "�n' A session that may introduce you to some discounts you did not previously know about. It is vital that when making an automobile accident claim, that you have all the information available for the insurance company. Without it, your claim may not go through. Some things you need to have ready for them include the make and year of the car you got into an accident with, how many people were in each car, what kinds of injuries were sustained, and where and when it happened. Know different coverage options, and check to be sure your insurance provides the best coverage. Liability is important both for damage you cause to other people, and damage you cause to yourself or your own property. Other types of coverage that you need include protection from uninsured drivers and damage from fire or other disasters. With many insurance companies, teenagers have to pay more for auto insurance. This is because they are considered to be high risk drivers. In order to make auto insurance more affordable for teenagers, it may be wise to put them on the same insurance as a more experienced drive, such as their mother or father. You might be able to save on auto insurance by obtaining a bundled insurance package. Search for these types of offers, especially those that bundle auto and homeowners insurance. Ensure you are paying an affordable rate for good coverage as sometimes two sets of insurance is the better option. Write down a list of each discount your insurance company offers. Go through that list and put a check mark next to any that apply to you. You might be surprised at how much you can save by claiming discounts. If you want to avoid paying a high premium, don't drive a flashy car. Sports cars and other high performance vehicles, often have premiums that are two or three times larger than that of a standard car. You should also research commonly stolen vehicles and be sure to avoid them. Most insurance companies will charge significantly more to insure these types of cars. When you go hunting for car insurance bargains, do not neglect your employer as a potential source of discounts. Many companies - even relatively small ones - have arrangements with insurers to get volume discounts for their employees. If your employer has such a program in place, you might realize significant savings by taking advantage of it. To ensure you continue to get the best possible car insurance, it is wise to do a little comparison shopping against your current policy from time to time. Doing this about a month before your policy renews is a great strategy. This allows you to take advantage of a better offer or use it to negotiate a new rate with your current insurer. When trying to get affordable auto insurance, keep in mind your state's minimum liability coverage requirements. You need to know what minimums to obtain so that you can get a policy that matches these particular minimums. You can find a list of your state's minimums at your state's insurance commissioner's website. Consider switching your current insurance to a lower coverage policy to save a few more dollars. Depending on your state's insurance requirements and if you are leasing or renting to own a vehicle, you may be able to lower your insurance coverage to save a little extra money each month. If you finance your vehicle, your lender may have requirements governing the level of auto insurance you must maintain during the duration of the loan. Generally, the requirements relate to how high you can have your deductible. Check with your lender before signing a new policy to avoid any conflicts. Ask your auto insurance company if they will give you a discount, due to whatever your chosen profession is. Some companies give rate discounts to customers who work in certain fields because they feel that you are a lower risk, due to your skills or the way that you may live your life. You can protect your car, yourself, and your passengers with the right car insurance coverage. Without it, you could find yourself in serious debt should an accident occur, and possibly even on the wrong side of the law. With the knowledge you have gained from this article, you are now well prepared to look for car insurance.
Auto insurance can include a wide range of coverage, from liability-only to coverage that will fix the smallest dent or scratch on your car's paint job. With auto insurance being required by law in many places, you may be confused as to what kind of coverage you need. This article will explain the basics and help you learn what you need to know about car insurance. Being a careful driver can really save you money on insurance. Obviously, insurers would rather insure good drivers and will provide lower rates for good drivers, but did you know that causing an accident can make your insurance rates nearly double? It is abundantly clear that driving safely is one of the best ways to keep your insurance rates low! To get the most for your money when pricing automobile insurance, be sure to consider the extras that are included with some policies. You can save on towing costs with emergency roadside assistance that is included by some insurers. Others may offer discounts for good drivers or including more than one car on your policy. A simple way to save a bit of money on your auto insurance, is to find out whether the insurance company gives discounts for either paying the entire premium at once (most will give you a small discount for doing this) or taking payments electronically. Either way, you will pay less than shelling out each month's payment separately. One of the best ways to get great deals on automobile insurance is to speak to someone in person or at least on the phone. Insurance is automated and very easy to get online, but actually speaking with someone allows for the back-and-forth Q "�n' A session that may introduce you to some discounts you did not previously know about. It is vital that when making an automobile accident claim, that you have all the information available for the insurance company. Without it, your claim may not go through. Some things you need to have ready for them include the make and year of the car you got into an accident with, how many people were in each car, what kinds of injuries were sustained, and where and when it happened. Know different coverage options, and check to be sure your insurance provides the best coverage. Liability is important both for damage you cause to other people, and damage you cause to yourself or your own property. Other types of coverage that you need include protection from uninsured drivers and damage from fire or other disasters. With many insurance companies, teenagers have to pay more for auto insurance. This is because they are considered to be high risk drivers. In order to make auto insurance more affordable for teenagers, it may be wise to put them on the same insurance as a more experienced drive, such as their mother or father. You might be able to save on auto insurance by obtaining a bundled insurance package. Search for these types of offers, especially those that bundle auto and homeowners insurance. Ensure you are paying an affordable rate for good coverage as sometimes two sets of insurance is the better option. Write down a list of each discount your insurance company offers. Go through that list and put a check mark next to any that apply to you. You might be surprised at how much you can save by claiming discounts. If you want to avoid paying a high premium, don't drive a flashy car. Sports cars and other high performance vehicles, often have premiums that are two or three times larger than that of a standard car. You should also research commonly stolen vehicles and be sure to avoid them. Most insurance companies will charge significantly more to insure these types of cars. When you go hunting for car insurance bargains, do not neglect your employer as a potential source of discounts. Many companies - even relatively small ones - have arrangements with insurers to get volume discounts for their employees. If your employer has such a program in place, you might realize significant savings by taking advantage of it. To ensure you continue to get the best possible car insurance, it is wise to do a little comparison shopping against your current policy from time to time. Doing this about a month before your policy renews is a great strategy. This allows you to take advantage of a better offer or use it to negotiate a new rate with your current insurer. When trying to get affordable auto insurance, keep in mind your state's minimum liability coverage requirements. You need to know what minimums to obtain so that you can get a policy that matches these particular minimums. You can find a list of your state's minimums at your state's insurance commissioner's website. Consider switching your current insurance to a lower coverage policy to save a few more dollars. Depending on your state's insurance requirements and if you are leasing or renting to own a vehicle, you may be able to lower your insurance coverage to save a little extra money each month. If you finance your vehicle, your lender may have requirements governing the level of auto insurance you must maintain during the duration of the loan. Generally, the requirements relate to how high you can have your deductible. Check with your lender before signing a new policy to avoid any conflicts. Ask your auto insurance company if they will give you a discount, due to whatever your chosen profession is. Some companies give rate discounts to customers who work in certain fields because they feel that you are a lower risk, due to your skills or the way that you may live your life. You can protect your car, yourself, and your passengers with the right car insurance coverage. Without it, you could find yourself in serious debt should an accident occur, and possibly even on the wrong side of the law. With the knowledge you have gained from this article, you are now well prepared to look for car insurance.

Pelaku 'Begal.Grepe' di Sragen Tertangkap usai Beraksi 2 Kali ke Korban yang Sama



Sebuah kasus pelecehan seksual di Kabupaten Sragen menjadi viral di media sosial usai diunggah oleh wanita berinisial N.
Menurut unggahan N pada Rabu (8/8/2018), pelaku telah diciduk petugas dari Polsek Tanon, Kabupaten Sragen.
Pada unggahan sebelumnya yakni pada Senin (6/8/2018), N menceritakan pengalaman tak mengenakkan yang menimpa dirinya.
Dikisahkannya, seperti biasa N berangkat kerja naik motor dan melintasi jalan kawasan Gabugan-Brumbung, Sragen, Jawa Tengah, pada pagi hari sekira pukul 07.15 WIB.
Pada suatu hari, N berpapasan dengan pengendara motor Yamaha RX King berpelat B 5449 XZ.


Pengendara tersebut melakukan pelecehan seksual terhadap N dengan menyentuh bagian dadanya (N menyebutnya 'begal grepe') lalu kabur.
Ironisnya, pelecehan tersebut terjadi dua kali pada hari yang berbeda hingga N pun sampai hafal ciri-ciri pelaku.
N pun sudah melapor ke Kepolisian Sektor Tanon, Sragen, sebanyak dua kali.
Namun polisi pun tak dapat berbuat banyak karena minimnya informasi yang diberikan oleh N, pasalnya pelaku melancarkan aksinya cukup cepat lalu kabur.
Kemudian pada suatu malam, N meminta suaminya agar esok hari diantar menggunakan mobil karena ia merasa trauma.
Saat diantar itulah N dan suami bertemu pelaku di jalan.
N meminta sang suami untuk melaju mendekati pelaku, lalu mengejarnya sambil merekam.
Pelaku berhasil kabur usai berbelok ke sebuah gang, namun N sudah mengantongi cukup bukti video ciri-ciri pelaku.
Saat melakukan aksinya, pelaku mengendarai motor Yamaha RX King berpelat B 5449 XZ, mengenakan helm putih dan jaket tosca.
N kemudian mengunggah video tersebut ke Facebook, yang mana videonya menjadi viral dan menjadi bahan untuk polisi meringkus pelaku.
Pada Rabu (8/8/2018), N dihubungi oleh pihak Polsek Tanon bahwa tersangka pelaku pelecehan telah ditangkap.
N Diminta datang ke Polsek Tanon untuk dipertemukan dengan terduga pelaku dan melakukan konfirmasi.
Ternyata memang benar, pria yang diciduk polisi adalah pelaku yang telah melecehkan N di jalan.
Pelaku adalah pria berinisial E (35) yang juga merupakan warga Kabupaten Sragen.
Pelaku mengakui segala perbuatannya di depan N beserta suami dan petugas Polsek Tanon.
Bahkan turut hadir pula ibu pelaku yang juga meminta kelonggaran hati N untuk dapat menyelesaikan masalah secara kekeluargaan.
Dalam kesempatan itu, pelaku mengakui seluruh perbuatannya dan meminta maaf.
Pelaku juga berjanji tak akan mengulangi lagi perbuatannya, bahkan siap untuk dipotong kedua tangannya apabila ketahuan masih berulah.
Selanjutnya, baik keluarga korban maupun pelaku yang dimediasi polisi sepakat untuk memilih damai, tanpa ada langkah hukum yang ditempuh.
N pun mengunggah video pengakuan pelaku ke Facebook miliknya pada Rabu (8/8/2018) sebagai klarifikasi bahwa kasusnya telah selesai.
N juga mengimbau pada para wanita agar berhati-hati dan selalu waspada.
Ia juga berpesan, apabila ada wanita yang menjadi korban pelecehan seksual, agar berani untuk 'teriak', cerita atau lapor ke pihak berwajib.
"Untuk perempuan mana pun apapun ketidak nyamanan yang kita alami JANGAN MALU, JANGAN TAKUT UNTUK SPEAK-UP (Teriak, cerita, lapor, dan semacamnya) karena bisa saja suara kita tidak hanya akan menyelamatkan diri kita sendiri tapi juga menyelamatkan orang lain agar kejahatan tersebut tidak berlarut-larut dan meluas," tulis N.
Simak video di bawah ini :


Sumber : tribunnews.com
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