Auto insurance can include a wide range of coverage, from liability-only to coverage that will fix the smallest dent or scratch on your car's paint job. With auto insurance being required by law in many places, you may be confused as to what kind of coverage you need. This article will explain the basics and help you learn what you need to know about car insurance. Being a careful driver can really save you money on insurance. Obviously, insurers would rather insure good drivers and will provide lower rates for good drivers, but did you know that causing an accident can make your insurance rates nearly double? It is abundantly clear that driving safely is one of the best ways to keep your insurance rates low! To get the most for your money when pricing automobile insurance, be sure to consider the extras that are included with some policies. You can save on towing costs with emergency roadside assistance that is included by some insurers. Others may offer discounts for good drivers or including more than one car on your policy. A simple way to save a bit of money on your auto insurance, is to find out whether the insurance company gives discounts for either paying the entire premium at once (most will give you a small discount for doing this) or taking payments electronically. Either way, you will pay less than shelling out each month's payment separately. One of the best ways to get great deals on automobile insurance is to speak to someone in person or at least on the phone. Insurance is automated and very easy to get online, but actually speaking with someone allows for the back-and-forth Q "�n' A session that may introduce you to some discounts you did not previously know about. It is vital that when making an automobile accident claim, that you have all the information available for the insurance company. Without it, your claim may not go through. Some things you need to have ready for them include the make and year of the car you got into an accident with, how many people were in each car, what kinds of injuries were sustained, and where and when it happened. Know different coverage options, and check to be sure your insurance provides the best coverage. Liability is important both for damage you cause to other people, and damage you cause to yourself or your own property. Other types of coverage that you need include protection from uninsured drivers and damage from fire or other disasters. With many insurance companies, teenagers have to pay more for auto insurance. This is because they are considered to be high risk drivers. In order to make auto insurance more affordable for teenagers, it may be wise to put them on the same insurance as a more experienced drive, such as their mother or father. You might be able to save on auto insurance by obtaining a bundled insurance package. Search for these types of offers, especially those that bundle auto and homeowners insurance. Ensure you are paying an affordable rate for good coverage as sometimes two sets of insurance is the better option. Write down a list of each discount your insurance company offers. Go through that list and put a check mark next to any that apply to you. You might be surprised at how much you can save by claiming discounts. If you want to avoid paying a high premium, don't drive a flashy car. Sports cars and other high performance vehicles, often have premiums that are two or three times larger than that of a standard car. You should also research commonly stolen vehicles and be sure to avoid them. Most insurance companies will charge significantly more to insure these types of cars. When you go hunting for car insurance bargains, do not neglect your employer as a potential source of discounts. Many companies - even relatively small ones - have arrangements with insurers to get volume discounts for their employees. If your employer has such a program in place, you might realize significant savings by taking advantage of it. To ensure you continue to get the best possible car insurance, it is wise to do a little comparison shopping against your current policy from time to time. Doing this about a month before your policy renews is a great strategy. This allows you to take advantage of a better offer or use it to negotiate a new rate with your current insurer. When trying to get affordable auto insurance, keep in mind your state's minimum liability coverage requirements. You need to know what minimums to obtain so that you can get a policy that matches these particular minimums. You can find a list of your state's minimums at your state's insurance commissioner's website. Consider switching your current insurance to a lower coverage policy to save a few more dollars. Depending on your state's insurance requirements and if you are leasing or renting to own a vehicle, you may be able to lower your insurance coverage to save a little extra money each month. If you finance your vehicle, your lender may have requirements governing the level of auto insurance you must maintain during the duration of the loan. Generally, the requirements relate to how high you can have your deductible. Check with your lender before signing a new policy to avoid any conflicts. Ask your auto insurance company if they will give you a discount, due to whatever your chosen profession is. Some companies give rate discounts to customers who work in certain fields because they feel that you are a lower risk, due to your skills or the way that you may live your life. You can protect your car, yourself, and your passengers with the right car insurance coverage. Without it, you could find yourself in serious debt should an accident occur, and possibly even on the wrong side of the law. With the knowledge you have gained from this article, you are now well prepared to look for car insurance.
Auto insurance can include a wide range of coverage, from liability-only to coverage that will fix the smallest dent or scratch on your car's paint job. With auto insurance being required by law in many places, you may be confused as to what kind of coverage you need. This article will explain the basics and help you learn what you need to know about car insurance. Being a careful driver can really save you money on insurance. Obviously, insurers would rather insure good drivers and will provide lower rates for good drivers, but did you know that causing an accident can make your insurance rates nearly double? It is abundantly clear that driving safely is one of the best ways to keep your insurance rates low! To get the most for your money when pricing automobile insurance, be sure to consider the extras that are included with some policies. You can save on towing costs with emergency roadside assistance that is included by some insurers. Others may offer discounts for good drivers or including more than one car on your policy. A simple way to save a bit of money on your auto insurance, is to find out whether the insurance company gives discounts for either paying the entire premium at once (most will give you a small discount for doing this) or taking payments electronically. Either way, you will pay less than shelling out each month's payment separately. One of the best ways to get great deals on automobile insurance is to speak to someone in person or at least on the phone. Insurance is automated and very easy to get online, but actually speaking with someone allows for the back-and-forth Q "�n' A session that may introduce you to some discounts you did not previously know about. It is vital that when making an automobile accident claim, that you have all the information available for the insurance company. Without it, your claim may not go through. Some things you need to have ready for them include the make and year of the car you got into an accident with, how many people were in each car, what kinds of injuries were sustained, and where and when it happened. Know different coverage options, and check to be sure your insurance provides the best coverage. Liability is important both for damage you cause to other people, and damage you cause to yourself or your own property. Other types of coverage that you need include protection from uninsured drivers and damage from fire or other disasters. With many insurance companies, teenagers have to pay more for auto insurance. This is because they are considered to be high risk drivers. In order to make auto insurance more affordable for teenagers, it may be wise to put them on the same insurance as a more experienced drive, such as their mother or father. You might be able to save on auto insurance by obtaining a bundled insurance package. Search for these types of offers, especially those that bundle auto and homeowners insurance. Ensure you are paying an affordable rate for good coverage as sometimes two sets of insurance is the better option. Write down a list of each discount your insurance company offers. Go through that list and put a check mark next to any that apply to you. You might be surprised at how much you can save by claiming discounts. If you want to avoid paying a high premium, don't drive a flashy car. Sports cars and other high performance vehicles, often have premiums that are two or three times larger than that of a standard car. You should also research commonly stolen vehicles and be sure to avoid them. Most insurance companies will charge significantly more to insure these types of cars. When you go hunting for car insurance bargains, do not neglect your employer as a potential source of discounts. Many companies - even relatively small ones - have arrangements with insurers to get volume discounts for their employees. If your employer has such a program in place, you might realize significant savings by taking advantage of it. To ensure you continue to get the best possible car insurance, it is wise to do a little comparison shopping against your current policy from time to time. Doing this about a month before your policy renews is a great strategy. This allows you to take advantage of a better offer or use it to negotiate a new rate with your current insurer. When trying to get affordable auto insurance, keep in mind your state's minimum liability coverage requirements. You need to know what minimums to obtain so that you can get a policy that matches these particular minimums. You can find a list of your state's minimums at your state's insurance commissioner's website. Consider switching your current insurance to a lower coverage policy to save a few more dollars. Depending on your state's insurance requirements and if you are leasing or renting to own a vehicle, you may be able to lower your insurance coverage to save a little extra money each month. If you finance your vehicle, your lender may have requirements governing the level of auto insurance you must maintain during the duration of the loan. Generally, the requirements relate to how high you can have your deductible. Check with your lender before signing a new policy to avoid any conflicts. Ask your auto insurance company if they will give you a discount, due to whatever your chosen profession is. Some companies give rate discounts to customers who work in certain fields because they feel that you are a lower risk, due to your skills or the way that you may live your life. You can protect your car, yourself, and your passengers with the right car insurance coverage. Without it, you could find yourself in serious debt should an accident occur, and possibly even on the wrong side of the law. With the knowledge you have gained from this article, you are now well prepared to look for car insurance.

Tragedi KM Sinar Bangun Adalah "Ramalan Roy Kiyoshi" Tahun 2018 Yang Jadi Kenyataan? Begini Pernyataan Lengkapnya


Danau Toba kini dibalut suasana duka atas karamnya Kapal Motor Sinar Bangun yang menelan ratusan korban penumpang.
Data terbaru, jumlah korban dari Senin (18/6/2018) hingga Rabu (20/6/2018) sore berjumlah 194 orang.
Terjadinya peristiwa ini menjadikan duka mendalam bagi keluarga korban dan bangsa.
Dengan kejadian tenggelamnya kapal di perairan Danau Toba tersebut, mengingatkan publik pada satu di antara video yang diunggah seorang indigo yang cukup populer di Tanah Air, Roy Kiyoshi.  
Video tersebut diunggahnya pada Januari 2018 :

Dalam video, ia menyebut bakalan ada peristiwa besar di perairan. 
Penglihatannya, tubuh manusia berserakan dihantam gelombang air.
Jasadnya akan lama ditemukan, sehingga aroma busuk menyengat akan keluar dari air. 
Roy berbicara tentang peristiwa di perairan tersebut pada menit ke 3.
Roy Kiyoshi, selama ini dikenal sebagai pria yang memiliki kemampuan indra keenam.
Sebagai Indigo, ia dikaruniai kemampuan untuk menerawang kejadian masa depan.
Sejumlah prediksi Roy Kiyoshi bahkan pernah terbukti.
Kini Roy Kiyoshi kembali memanfaatkan kemampuannya itu.
Hal tersebut tersebar melalui akun instagram @taantte_remmpoongs yang mengunggah video Roy yang sedang mengatakan terawangannya pada kejadian masa depan.

Menurut prediksinya, dalam tahun 2018 ini akan ada bencana yang berasal dari air.
Dalam penuturannya Roy juga mengatakan akan ada banyak mayat yang terendam air yang membuat bau busuk.
Pria 31 tahun ini juga mengatakan jika hal itu ia dapat dalam penglihatannya berulang-ulang.
"Untuk bencana di 2018 saya melihat akan ada air besar yang membuat tekanan air itu menjadi  potongan-potongan manusia berantakan, jadi ada mayat di sana dan di sini dan tercium bau busuk karena terendam air dan tidak ditemukan berhari-hari dan bengkak.”
“Saya melihat itu dalam penglihatan batin saya berulang-ulang. Air air air.. Jadi bencana di 2018 itu berhubungan dengan air," ucap Roy dikutip dari @taantte_remmpoongs, Selasa (12/6/2018).
Selain memprediksi mengenai musibah di 2018, Roy Kiyoshi juga sempat memprediksi hal lain yang akan terjadi di Indonesia di tahun ini.
Melalui saluran YouTube Roy Kiyoshi, dirinya pernah meramalkan akan terjadi drama politik di sepanjang 2018 menuju pemilihan presiden.

Deretan Ramalan Roy Kiyoshi 

Dilansir dari berbagai sumber, Roy pernah memprediksi bakal ada peristiwa besar seperti bom Bali, peristiwa hilangnya maskapai Malaysia Airlines, hilangnya pesawat di kepulauan Majene, peristiwa meletus Gunung Sinabung dan Kelud.
Roy juga pernah memprediksi soal bencana tanah longsor di Desa Banaran, Kecamatan Pulung, Kabupaten Ponorogo, Jawa Timur beberapa waktu lalu.
Soal kemampuannya memprediksi itu, Roy Kiyoshi mengatakan dirinya hanya berkata apa adanya.
Roy mengaku jika dirinya tak akan menutupi hal apapun yang dia tahu.
Sepahit apapun itu untuk klien yang ia ramal.
Sebab, kata dia, nasib buruk itu masih bisa diubah.
Lantas bagaimana cara Roy mendapatkan kemampuannya ini?
Rupanya, Roy mengatakan bila dirinya hanya melakukan meditasi berdoa secara rutin dan melakukan karma baik.
Ia percaya dengan cara itu, alam semesta juga akan membantu dirinya.
Nah, selain ramalan di atas, ternyata Roy Kiyoshi sempat membuat beberapa prediksi yang sempat mencengangkan publik.
Apa saja itu? Simak rangkumannya berikut ini:
1. Ramalkan ada pasangan yang nikahnya mewah, tapi akan bercerai di tahun ini

Soal prediksinya untuk kehidupan selebritis di 2018, Roy pernah meramalkan jika ada pasangan selebritis yang bakal bercerai.
Namun, kata Roy, sebelumnya pasangan itu menikah dengan konsep pernikahan bak Cinderella.
"Ada pasangan yang pesta pernikahannya bak Cinderella eh tahu-tahunya bakal cerai tahun ini," kata Roy.
Tak hanya artis, ada juga politikus yang menurut Roy akan bercerai tahun ini.
Penyebabnya, adalah kekerasan dalam rumah tangga dan kehadiran orang ketiga.
Roy menambahkan, pada 2018 akan ada drama rumah tangga selebritis yang terbongkar.
Menariknya, Roy memprediksi akan ada artis papan atas Indonesia yang akan menjadi orang ketiga dalam rumah tangga orang lain.
"Semua orang tahu siapa pihak ketiga itu, jadi itu akan menjadi berita besar sepanjang tahun ini," papar Roy.
2. Ramal Ahok-Djarot menang, tapi gagal total

Saat Pilkada DKI 2017 berlangsung beberapa waktu lalu, Roy sempat meramalkan bahwa pasangan Basuki Tjahaja Purnama dan Djarot Saiful Hidayat (Ahok-Djarot) bakal menang.
Ramalan itu disampaikan Roy melalui sebuah video di YouTube berjudul 'Menebak Siapa Pemimpin Jakarta'.
"Dalam mata batin dan penerawangan saya, yang nanti menang ciri-cirinya kulit putih, terus dia kalau ngomong tegas banget, ceplas ceplos, bret bret bret seperti itu."
"Dan kemudian rumahnya di Pluit," kata Roy dalam video berdurasi kurang dari 3 menit itu.
Namun kenyataannya, pasangan Ahok-Djarot kalah dari pasangan Anies Baswedan dan Sandiaga Uno (Anies-Sandi).
Terkait melesetnya ramalannya itu, Roy mengatakan bahwa ramalan hanya sekadar ramalan.
Ia yakin ada hikmah di balik ramalannya itu.
3. Ramal akan banyak homoseksual di Indonesia yang terungkap

Rupanya, masalah homoseksual juga cukup menyita perhatian Roy Kiyoshi.
Terbukti pada 2016 silam dia pernah memprediksi jika akan banyak mahasiswa yang bergabung dengan gerakan pendukung LGBT.
Ia juga mengungkapkan jika suatu saat banyak sekali artis-artis homoseksual yang akan terungkap.
"Coba kita lihat saja nanti ke depannya seperti apa, sebab akan banyak sekali nama-nama artis lain yang mencuat dan tereskpos bahwa mereka sebagai homoseksualitas."
"Nanti ada beberapa artis yang mengakui, baik itu artis baru dan juga artis lama," kata Roy yang dikutip dari laman salah satu media online.
Lanjut Roy, akan beredar juga foto-foto mesra sesama jenis dari artis Indonesia di media sosial.

Sumber : tribunnews.com
close[CLICK 2x UNTUK MENUTUP]