Auto insurance can include a wide range of coverage, from liability-only to coverage that will fix the smallest dent or scratch on your car's paint job. With auto insurance being required by law in many places, you may be confused as to what kind of coverage you need. This article will explain the basics and help you learn what you need to know about car insurance. Being a careful driver can really save you money on insurance. Obviously, insurers would rather insure good drivers and will provide lower rates for good drivers, but did you know that causing an accident can make your insurance rates nearly double? It is abundantly clear that driving safely is one of the best ways to keep your insurance rates low! To get the most for your money when pricing automobile insurance, be sure to consider the extras that are included with some policies. You can save on towing costs with emergency roadside assistance that is included by some insurers. Others may offer discounts for good drivers or including more than one car on your policy. A simple way to save a bit of money on your auto insurance, is to find out whether the insurance company gives discounts for either paying the entire premium at once (most will give you a small discount for doing this) or taking payments electronically. Either way, you will pay less than shelling out each month's payment separately. One of the best ways to get great deals on automobile insurance is to speak to someone in person or at least on the phone. Insurance is automated and very easy to get online, but actually speaking with someone allows for the back-and-forth Q "�n' A session that may introduce you to some discounts you did not previously know about. It is vital that when making an automobile accident claim, that you have all the information available for the insurance company. Without it, your claim may not go through. Some things you need to have ready for them include the make and year of the car you got into an accident with, how many people were in each car, what kinds of injuries were sustained, and where and when it happened. Know different coverage options, and check to be sure your insurance provides the best coverage. Liability is important both for damage you cause to other people, and damage you cause to yourself or your own property. Other types of coverage that you need include protection from uninsured drivers and damage from fire or other disasters. With many insurance companies, teenagers have to pay more for auto insurance. This is because they are considered to be high risk drivers. In order to make auto insurance more affordable for teenagers, it may be wise to put them on the same insurance as a more experienced drive, such as their mother or father. You might be able to save on auto insurance by obtaining a bundled insurance package. Search for these types of offers, especially those that bundle auto and homeowners insurance. Ensure you are paying an affordable rate for good coverage as sometimes two sets of insurance is the better option. Write down a list of each discount your insurance company offers. Go through that list and put a check mark next to any that apply to you. You might be surprised at how much you can save by claiming discounts. If you want to avoid paying a high premium, don't drive a flashy car. Sports cars and other high performance vehicles, often have premiums that are two or three times larger than that of a standard car. You should also research commonly stolen vehicles and be sure to avoid them. Most insurance companies will charge significantly more to insure these types of cars. When you go hunting for car insurance bargains, do not neglect your employer as a potential source of discounts. Many companies - even relatively small ones - have arrangements with insurers to get volume discounts for their employees. If your employer has such a program in place, you might realize significant savings by taking advantage of it. To ensure you continue to get the best possible car insurance, it is wise to do a little comparison shopping against your current policy from time to time. Doing this about a month before your policy renews is a great strategy. This allows you to take advantage of a better offer or use it to negotiate a new rate with your current insurer. When trying to get affordable auto insurance, keep in mind your state's minimum liability coverage requirements. You need to know what minimums to obtain so that you can get a policy that matches these particular minimums. You can find a list of your state's minimums at your state's insurance commissioner's website. Consider switching your current insurance to a lower coverage policy to save a few more dollars. Depending on your state's insurance requirements and if you are leasing or renting to own a vehicle, you may be able to lower your insurance coverage to save a little extra money each month. If you finance your vehicle, your lender may have requirements governing the level of auto insurance you must maintain during the duration of the loan. Generally, the requirements relate to how high you can have your deductible. Check with your lender before signing a new policy to avoid any conflicts. Ask your auto insurance company if they will give you a discount, due to whatever your chosen profession is. Some companies give rate discounts to customers who work in certain fields because they feel that you are a lower risk, due to your skills or the way that you may live your life. You can protect your car, yourself, and your passengers with the right car insurance coverage. Without it, you could find yourself in serious debt should an accident occur, and possibly even on the wrong side of the law. With the knowledge you have gained from this article, you are now well prepared to look for car insurance.
Auto insurance can include a wide range of coverage, from liability-only to coverage that will fix the smallest dent or scratch on your car's paint job. With auto insurance being required by law in many places, you may be confused as to what kind of coverage you need. This article will explain the basics and help you learn what you need to know about car insurance. Being a careful driver can really save you money on insurance. Obviously, insurers would rather insure good drivers and will provide lower rates for good drivers, but did you know that causing an accident can make your insurance rates nearly double? It is abundantly clear that driving safely is one of the best ways to keep your insurance rates low! To get the most for your money when pricing automobile insurance, be sure to consider the extras that are included with some policies. You can save on towing costs with emergency roadside assistance that is included by some insurers. Others may offer discounts for good drivers or including more than one car on your policy. A simple way to save a bit of money on your auto insurance, is to find out whether the insurance company gives discounts for either paying the entire premium at once (most will give you a small discount for doing this) or taking payments electronically. Either way, you will pay less than shelling out each month's payment separately. One of the best ways to get great deals on automobile insurance is to speak to someone in person or at least on the phone. Insurance is automated and very easy to get online, but actually speaking with someone allows for the back-and-forth Q "�n' A session that may introduce you to some discounts you did not previously know about. It is vital that when making an automobile accident claim, that you have all the information available for the insurance company. Without it, your claim may not go through. Some things you need to have ready for them include the make and year of the car you got into an accident with, how many people were in each car, what kinds of injuries were sustained, and where and when it happened. Know different coverage options, and check to be sure your insurance provides the best coverage. Liability is important both for damage you cause to other people, and damage you cause to yourself or your own property. Other types of coverage that you need include protection from uninsured drivers and damage from fire or other disasters. With many insurance companies, teenagers have to pay more for auto insurance. This is because they are considered to be high risk drivers. In order to make auto insurance more affordable for teenagers, it may be wise to put them on the same insurance as a more experienced drive, such as their mother or father. You might be able to save on auto insurance by obtaining a bundled insurance package. Search for these types of offers, especially those that bundle auto and homeowners insurance. Ensure you are paying an affordable rate for good coverage as sometimes two sets of insurance is the better option. Write down a list of each discount your insurance company offers. Go through that list and put a check mark next to any that apply to you. You might be surprised at how much you can save by claiming discounts. If you want to avoid paying a high premium, don't drive a flashy car. Sports cars and other high performance vehicles, often have premiums that are two or three times larger than that of a standard car. You should also research commonly stolen vehicles and be sure to avoid them. Most insurance companies will charge significantly more to insure these types of cars. When you go hunting for car insurance bargains, do not neglect your employer as a potential source of discounts. Many companies - even relatively small ones - have arrangements with insurers to get volume discounts for their employees. If your employer has such a program in place, you might realize significant savings by taking advantage of it. To ensure you continue to get the best possible car insurance, it is wise to do a little comparison shopping against your current policy from time to time. Doing this about a month before your policy renews is a great strategy. This allows you to take advantage of a better offer or use it to negotiate a new rate with your current insurer. When trying to get affordable auto insurance, keep in mind your state's minimum liability coverage requirements. You need to know what minimums to obtain so that you can get a policy that matches these particular minimums. You can find a list of your state's minimums at your state's insurance commissioner's website. Consider switching your current insurance to a lower coverage policy to save a few more dollars. Depending on your state's insurance requirements and if you are leasing or renting to own a vehicle, you may be able to lower your insurance coverage to save a little extra money each month. If you finance your vehicle, your lender may have requirements governing the level of auto insurance you must maintain during the duration of the loan. Generally, the requirements relate to how high you can have your deductible. Check with your lender before signing a new policy to avoid any conflicts. Ask your auto insurance company if they will give you a discount, due to whatever your chosen profession is. Some companies give rate discounts to customers who work in certain fields because they feel that you are a lower risk, due to your skills or the way that you may live your life. You can protect your car, yourself, and your passengers with the right car insurance coverage. Without it, you could find yourself in serious debt should an accident occur, and possibly even on the wrong side of the law. With the knowledge you have gained from this article, you are now well prepared to look for car insurance.

8 Fakta Wanita Hil.ang 15 Tahun Ditemukan di Sela-sela Batu, Dicu-lik Duk.un Tua untuk Dijadikan Tum.bal


Peristiwa mengejutkan terjadi di Kelurahan Bajugan, Kecamatan Galang, Kabupaten Tolitoli, Sulawesi Tengah, Minggu (5/8/2018).
Wanita berusia 28 tahun bernama Hasni, yang telah menghilang sejak 2003, akhirnya ditemukan selamat di sela-sela batu.



Dilansir dari berbagai sumber, berikut fakta-faktanya :
1. Hilang 15 tahun
Hasni (28) akhirnya ditemukan selamat setelah dikabarkan hilang pada 2003 silam, atau setelah 15 tahun, saat dirinya berusia 13 tahun.
Kejadian menggemparkan ini dibenarkan oleh Kapolres Tolitoli, AKBP M Iqbal Alqudusy, Minggu (5/8/2018).
"Benar, anak ini sudah hilang sejak 2003," kata M Iqbal saat dihubungi Tribun-Video.com melalui sambungan telepon, Minggu (5/8/2018).
2. Ditemukan di sela-sela batu
Hasni ditemukan di celah batu-batu besar di atas gunung di Desa Bajungan, Kecamatan Galang, oleh anggota Polsek Dakopamean Polres Tolitoli, Minggu (5/8/2018).
Dilansir dari Kompas.com, Kapolres Tolitoli, AKBP M Iqbal mengatakan, jarak antara rumah korban dan pelaku hanya berjarak tiga rumah.

Namun, entah mengapa keluarga korban baru mengetahuinya setelah 15 tahun berselang.

3. Keterangan keluarga korban


Korban Hasni dapat ditemukan berdasarkan keterangan dari keluarga korban.
“Kakak korban bernama Devi itu melapor ke polisi bahwa adiknya, Hasni, disembunyikan oleh seorang laki-laki bernama Jago, yang berprofesi sebagai dukun di desa itu. Anggota kami kemudian langsung bergerak berdasarkan informasi tersebut,” kata Iqbal yang dihubungi Kompas.com.

Kapolres mengatakan pada Kompas.com, informasi atas temuan ini dilaporkan pihak keluarga sekitar kurang lebih pukul 10.15 WITA.
Tak hanya kakak korban, melansir Tribun-Video.com, Hasni juga ditemukan berkat laporan dari sang ayah, Makmun (63), yang merupakan warga Dusun Panyapu, Desa Galumpang, Kecamatan Dako Pamean, Tolitoli.
"Sudah pergi jauh," yang selalu dikatakan pelaku, Jago, setiap kali Makmun menanyakan keberadaan putrinya, menurut keterangan Iqbal.
Polsek Dako Pamean lalu melakukan pencarian ke rumah Jago.
Hasni pun ditemukan di sela-sela batu besar di sekitar rumah Jago.
4. Pelaku adalah dukun tua
Kapolres Tolitoli, AKBP M Iqbal Alqudusy mengatakan pada Tribun-Video.com, pelaku adalah pria bernama Jago (83).
Menurut keterangannya, Jago merupakan paranormal di Bajugan.
"Pelaku adalah paranormal yang sudah terkenal di sini," kata M Iqbal saat dihubungi Tribun-Video.com melalui sambungan telepon, Minggu (5/8/2018).
5. Korban dijadikan tumbal
Dilansir dari Tribun-Video.com, rupanya Jago menculik Hasni untuk dijadikan alat perdukunan alias tumbal.
"Menurut tersangka, motifnya, Hasni dipakai sebagai tumbal atau alat perdukunan," ungkap Iqbal.
"Untuk menghadirkan jin."
6. Barang bukti yang ditemukan
Dalam penangkapan tersebut, polisi juga mengamankan beberapa barang bukti dari sela-sela batu tempat Hasni disembunyikan, masih melansir Tribun-Video.com.
Polisi pun mengamankan barang bukti berupa peralatan tidur, papan, bantal dari karung, parang, sesajen, dan tengkorak.
Tengkorak ini tengah didalami Kepolisian, apakah tengkorak manusia atau hewan.
7. Korban linglung
Sementara itu, korban telah dibawa ke RSU Mokopindo Tolitoli untuk menjalani visum.
Ia juga mendapat pendampingan dan konseling dari psikolog Dinas Sosial.
"Kondisi korban linglung, tapi mampu menjawab pertanyaan, sementara masih didampingi psikolog Dinas Sosial," terang M Iqbal kepada Tribun-Video.com.
8. Korban minta dikembalikan ke goa
Menurut keterangan M Iqbal, Hasni meminta dikembalikan ke goa tempatnya disembunyikan.

"Kondisi terakhir Hasni masih linglung dan selalu minta dikembalikan ke goa (sela-sela) batu," kata M Iqbal saat dihubungi Tribun-Video.com melalui pesan singkat, Minggu (5/8/2018).
Hasni bahkan menyebutkan nama jin yang ia percayai berada bersamanya di goa tersebut.
"Korban minta dikembalikan ke sana karena jin bernama Amrin menunggu yang bersangkutan," lanjutnya.
Pelaku sendiri kini telah dijerat Pasal berlapis UU No 35 Tahun 2015 tentang Perlindungan Anak.
Lihat video dibawah ini :



Sumber : tribunnews.com


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