Auto insurance can include a wide range of coverage, from liability-only to coverage that will fix the smallest dent or scratch on your car's paint job. With auto insurance being required by law in many places, you may be confused as to what kind of coverage you need. This article will explain the basics and help you learn what you need to know about car insurance. Being a careful driver can really save you money on insurance. Obviously, insurers would rather insure good drivers and will provide lower rates for good drivers, but did you know that causing an accident can make your insurance rates nearly double? It is abundantly clear that driving safely is one of the best ways to keep your insurance rates low! To get the most for your money when pricing automobile insurance, be sure to consider the extras that are included with some policies. You can save on towing costs with emergency roadside assistance that is included by some insurers. Others may offer discounts for good drivers or including more than one car on your policy. A simple way to save a bit of money on your auto insurance, is to find out whether the insurance company gives discounts for either paying the entire premium at once (most will give you a small discount for doing this) or taking payments electronically. Either way, you will pay less than shelling out each month's payment separately. One of the best ways to get great deals on automobile insurance is to speak to someone in person or at least on the phone. Insurance is automated and very easy to get online, but actually speaking with someone allows for the back-and-forth Q "�n' A session that may introduce you to some discounts you did not previously know about. It is vital that when making an automobile accident claim, that you have all the information available for the insurance company. Without it, your claim may not go through. Some things you need to have ready for them include the make and year of the car you got into an accident with, how many people were in each car, what kinds of injuries were sustained, and where and when it happened. Know different coverage options, and check to be sure your insurance provides the best coverage. Liability is important both for damage you cause to other people, and damage you cause to yourself or your own property. Other types of coverage that you need include protection from uninsured drivers and damage from fire or other disasters. With many insurance companies, teenagers have to pay more for auto insurance. This is because they are considered to be high risk drivers. In order to make auto insurance more affordable for teenagers, it may be wise to put them on the same insurance as a more experienced drive, such as their mother or father. You might be able to save on auto insurance by obtaining a bundled insurance package. Search for these types of offers, especially those that bundle auto and homeowners insurance. Ensure you are paying an affordable rate for good coverage as sometimes two sets of insurance is the better option. Write down a list of each discount your insurance company offers. Go through that list and put a check mark next to any that apply to you. You might be surprised at how much you can save by claiming discounts. If you want to avoid paying a high premium, don't drive a flashy car. Sports cars and other high performance vehicles, often have premiums that are two or three times larger than that of a standard car. You should also research commonly stolen vehicles and be sure to avoid them. Most insurance companies will charge significantly more to insure these types of cars. When you go hunting for car insurance bargains, do not neglect your employer as a potential source of discounts. Many companies - even relatively small ones - have arrangements with insurers to get volume discounts for their employees. If your employer has such a program in place, you might realize significant savings by taking advantage of it. To ensure you continue to get the best possible car insurance, it is wise to do a little comparison shopping against your current policy from time to time. Doing this about a month before your policy renews is a great strategy. This allows you to take advantage of a better offer or use it to negotiate a new rate with your current insurer. When trying to get affordable auto insurance, keep in mind your state's minimum liability coverage requirements. You need to know what minimums to obtain so that you can get a policy that matches these particular minimums. You can find a list of your state's minimums at your state's insurance commissioner's website. Consider switching your current insurance to a lower coverage policy to save a few more dollars. Depending on your state's insurance requirements and if you are leasing or renting to own a vehicle, you may be able to lower your insurance coverage to save a little extra money each month. If you finance your vehicle, your lender may have requirements governing the level of auto insurance you must maintain during the duration of the loan. Generally, the requirements relate to how high you can have your deductible. Check with your lender before signing a new policy to avoid any conflicts. Ask your auto insurance company if they will give you a discount, due to whatever your chosen profession is. Some companies give rate discounts to customers who work in certain fields because they feel that you are a lower risk, due to your skills or the way that you may live your life. You can protect your car, yourself, and your passengers with the right car insurance coverage. Without it, you could find yourself in serious debt should an accident occur, and possibly even on the wrong side of the law. With the knowledge you have gained from this article, you are now well prepared to look for car insurance.
Auto insurance can include a wide range of coverage, from liability-only to coverage that will fix the smallest dent or scratch on your car's paint job. With auto insurance being required by law in many places, you may be confused as to what kind of coverage you need. This article will explain the basics and help you learn what you need to know about car insurance. Being a careful driver can really save you money on insurance. Obviously, insurers would rather insure good drivers and will provide lower rates for good drivers, but did you know that causing an accident can make your insurance rates nearly double? It is abundantly clear that driving safely is one of the best ways to keep your insurance rates low! To get the most for your money when pricing automobile insurance, be sure to consider the extras that are included with some policies. You can save on towing costs with emergency roadside assistance that is included by some insurers. Others may offer discounts for good drivers or including more than one car on your policy. A simple way to save a bit of money on your auto insurance, is to find out whether the insurance company gives discounts for either paying the entire premium at once (most will give you a small discount for doing this) or taking payments electronically. Either way, you will pay less than shelling out each month's payment separately. One of the best ways to get great deals on automobile insurance is to speak to someone in person or at least on the phone. Insurance is automated and very easy to get online, but actually speaking with someone allows for the back-and-forth Q "�n' A session that may introduce you to some discounts you did not previously know about. It is vital that when making an automobile accident claim, that you have all the information available for the insurance company. Without it, your claim may not go through. Some things you need to have ready for them include the make and year of the car you got into an accident with, how many people were in each car, what kinds of injuries were sustained, and where and when it happened. Know different coverage options, and check to be sure your insurance provides the best coverage. Liability is important both for damage you cause to other people, and damage you cause to yourself or your own property. Other types of coverage that you need include protection from uninsured drivers and damage from fire or other disasters. With many insurance companies, teenagers have to pay more for auto insurance. This is because they are considered to be high risk drivers. In order to make auto insurance more affordable for teenagers, it may be wise to put them on the same insurance as a more experienced drive, such as their mother or father. You might be able to save on auto insurance by obtaining a bundled insurance package. Search for these types of offers, especially those that bundle auto and homeowners insurance. Ensure you are paying an affordable rate for good coverage as sometimes two sets of insurance is the better option. Write down a list of each discount your insurance company offers. Go through that list and put a check mark next to any that apply to you. You might be surprised at how much you can save by claiming discounts. If you want to avoid paying a high premium, don't drive a flashy car. Sports cars and other high performance vehicles, often have premiums that are two or three times larger than that of a standard car. You should also research commonly stolen vehicles and be sure to avoid them. Most insurance companies will charge significantly more to insure these types of cars. When you go hunting for car insurance bargains, do not neglect your employer as a potential source of discounts. Many companies - even relatively small ones - have arrangements with insurers to get volume discounts for their employees. If your employer has such a program in place, you might realize significant savings by taking advantage of it. To ensure you continue to get the best possible car insurance, it is wise to do a little comparison shopping against your current policy from time to time. Doing this about a month before your policy renews is a great strategy. This allows you to take advantage of a better offer or use it to negotiate a new rate with your current insurer. When trying to get affordable auto insurance, keep in mind your state's minimum liability coverage requirements. You need to know what minimums to obtain so that you can get a policy that matches these particular minimums. You can find a list of your state's minimums at your state's insurance commissioner's website. Consider switching your current insurance to a lower coverage policy to save a few more dollars. Depending on your state's insurance requirements and if you are leasing or renting to own a vehicle, you may be able to lower your insurance coverage to save a little extra money each month. If you finance your vehicle, your lender may have requirements governing the level of auto insurance you must maintain during the duration of the loan. Generally, the requirements relate to how high you can have your deductible. Check with your lender before signing a new policy to avoid any conflicts. Ask your auto insurance company if they will give you a discount, due to whatever your chosen profession is. Some companies give rate discounts to customers who work in certain fields because they feel that you are a lower risk, due to your skills or the way that you may live your life. You can protect your car, yourself, and your passengers with the right car insurance coverage. Without it, you could find yourself in serious debt should an accident occur, and possibly even on the wrong side of the law. With the knowledge you have gained from this article, you are now well prepared to look for car insurance.

6 Kediaman Keluarga Kerajaan Inggris yang Mirip Negeri Dongeng, Nomor 3 Bakal Dihuni Pangeran Harry dan Meghan Markle!


Jutaan pasang mata dari seluruh dunia kembali menyoroti pernikahan mewah pangeran Harry dan Meghan Markle.

Pasangan tersebut resmi menjadi suami istri pada Sabtu (19/5/2018).

Tapi, begitu acara pernikahan megah selesai digelar pernah nggak kamu bertanya-tanya di manakah pangeran dan puteri kerajaan Inggris yang sudah resmi jadi pasangan suami istri tinggal?

Kalau jawabannya Buckingham Palace, maka tebakmu salah besar.


Para pangeran dan puteri kerajaan punya istana sendiri-sendiri yang bangunannya mirip sekali dengan kastil di negeri dongeng.

Penasaran?

Berikut Grid.ID bagikan 6 rumah resmi keluarga kerajaan Inggris yang megah dan bersejarah.

1. Clarence House


Clarence House adalah kediaman resmi Prince of Wales, Pangeran Charles, bersama istrinya, Camilla, Duchess of Cornwall.

Sebelum ditempati oleh Pangeran Charles, Clarence House adalah kediaman Ibu Suri Ratu Elizabeth.

Melansir laman Reader's Digest, rumah bergaya modern ini didesain oleh arsitek John Nash pada tahun 1825-1827.

Awalnya bangunan ini dibuat untuk Pangeran William, putra Raja George III, yang kemudian menjadi Raja William IV.

Clarence House ini letaknya berdampingan dengan Istana St. James.

2. Istana Kensington



Istana Kensington adalah kediaman resmi Duke dan Duchess of Cambrigde, Pangeran William dan Kate Middleton.

Dulu, Istana Kensington adalah rumah Puteri Victoria sebelum menjadi ratu dan pindah ke Istana Buckingham.

Istana ini juga pernah menjadi rumah bagi Puteri Diana.


Selain Duke dan Duchess of Cambrigde, sang adik, pangeran Harry, juga tinggal di sini sebelum menikah.

Beberapa area bersejarah di Istana Kensington ini boleh dikunjungi oleh wisatawan.

3. Nottingham Cottage



Nah, ternyata pengantin baru, Harry dan Meghan Markle, akan menempati istana Nottingham Cottage setelah pulang dari bulan madu di Afrika.


Istana cantik ini berlokasi di dekat Istana Kensington.

Sebelumnya Nottingham Cottage pernah ditempati oleh pangeran William dan Kate Middleton.

Nottingham Cottage memang biasanya ditempati oleh keluarga kerajaan yang baru menikah.

Istana ini bisa dibilang sebagai istana paling kecil milik kerajaan Inggris.


Nottingham Cottage hanya memiliki 2 kamar tidur, ruang keluarga, dapur, dan kamar mandi.

Namun, ada desas-desus beredar yang mengatakan pangeran Harry nantinya akan memboyong Meghan Markle ke istana lain yang terdiri dari 21 ruangan di dekat istana pangeran William.

4. Istana St. James



Di antara rumah-rumah lainnya, mungkin Istana St. James yang punya banyak nilai sejarah.


Istana ini dibangun pada masa pemerintahan Raja Henry VIII, tepatnya pada tahun 1531-1536.

Istana St. James juga merupakan lokasi pernikahan Ratu Victoria.

Selain berfungsi sebagai rumah, Istana St. James juga digunakan untuk kegiatan lainnya seperti pengumuman pergantian kekuasaan.

Saat ini, Istana St. James adalah kediaman resmi dari Puteri Anne dan suaminya, Duke dan Duchess of Gloucester, Prince dan Princess of Kent, serta Puteri Beatrice dan Puteri Euginie.


Sekadar info, Puteri Beatrice dan Puteri Euginie adalah cucu Ratu Elizabeth II dari Pangeran Andrew yang bergelar Duke of York.

5. Highgrove House



Selain memiliki gelar Prince of Wales, Pangeran Charles juga bergelar Duke of Cornwall.

Highgrove House adalah kediaman resmi Duke dan Duchess of Cornwall.


Rumah ini terletak di wilayah Gloucestershire.

Uniknya, Highgrove House adalah rumah anggota kerajaan yang paling ramah lingkungan.

Di sini terdapat sistem pembuangan limbah buluh, koleksi tanaman-tanaman langka, serta proyek konservasi tanaman buah yang mulai langka.

Highgrove House juga menggunakan energi yang ramah lingkungan berupa listrik tenaga surya, lampu hemat energi, dan pengolahan pupuk kompos.


6. Bagshot Park



Bagshot Park dibangun pada tahun 1879, dan penghuni pertamanya adalah Pangeran Arthur, putra dari Ratu Victoria.

Rumah ini punya sedikit sentuhan gaya India, sebagaimana Ratu Victoria pada masa itu adalah penguasa India juga.

Sejak tahun 1998, Bagshot Park menjadi kediaman resmi putra bungsu Ratu Elizabeth II, Pangeran Edward, yang bergelar Earl of Wessex.



Sumber : grid.id
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