Auto insurance can include a wide range of coverage, from liability-only to coverage that will fix the smallest dent or scratch on your car's paint job. With auto insurance being required by law in many places, you may be confused as to what kind of coverage you need. This article will explain the basics and help you learn what you need to know about car insurance. Being a careful driver can really save you money on insurance. Obviously, insurers would rather insure good drivers and will provide lower rates for good drivers, but did you know that causing an accident can make your insurance rates nearly double? It is abundantly clear that driving safely is one of the best ways to keep your insurance rates low! To get the most for your money when pricing automobile insurance, be sure to consider the extras that are included with some policies. You can save on towing costs with emergency roadside assistance that is included by some insurers. Others may offer discounts for good drivers or including more than one car on your policy. A simple way to save a bit of money on your auto insurance, is to find out whether the insurance company gives discounts for either paying the entire premium at once (most will give you a small discount for doing this) or taking payments electronically. Either way, you will pay less than shelling out each month's payment separately. One of the best ways to get great deals on automobile insurance is to speak to someone in person or at least on the phone. Insurance is automated and very easy to get online, but actually speaking with someone allows for the back-and-forth Q "�n' A session that may introduce you to some discounts you did not previously know about. It is vital that when making an automobile accident claim, that you have all the information available for the insurance company. Without it, your claim may not go through. Some things you need to have ready for them include the make and year of the car you got into an accident with, how many people were in each car, what kinds of injuries were sustained, and where and when it happened. Know different coverage options, and check to be sure your insurance provides the best coverage. Liability is important both for damage you cause to other people, and damage you cause to yourself or your own property. Other types of coverage that you need include protection from uninsured drivers and damage from fire or other disasters. With many insurance companies, teenagers have to pay more for auto insurance. This is because they are considered to be high risk drivers. In order to make auto insurance more affordable for teenagers, it may be wise to put them on the same insurance as a more experienced drive, such as their mother or father. You might be able to save on auto insurance by obtaining a bundled insurance package. Search for these types of offers, especially those that bundle auto and homeowners insurance. Ensure you are paying an affordable rate for good coverage as sometimes two sets of insurance is the better option. Write down a list of each discount your insurance company offers. Go through that list and put a check mark next to any that apply to you. You might be surprised at how much you can save by claiming discounts. If you want to avoid paying a high premium, don't drive a flashy car. Sports cars and other high performance vehicles, often have premiums that are two or three times larger than that of a standard car. You should also research commonly stolen vehicles and be sure to avoid them. Most insurance companies will charge significantly more to insure these types of cars. When you go hunting for car insurance bargains, do not neglect your employer as a potential source of discounts. Many companies - even relatively small ones - have arrangements with insurers to get volume discounts for their employees. If your employer has such a program in place, you might realize significant savings by taking advantage of it. To ensure you continue to get the best possible car insurance, it is wise to do a little comparison shopping against your current policy from time to time. Doing this about a month before your policy renews is a great strategy. This allows you to take advantage of a better offer or use it to negotiate a new rate with your current insurer. When trying to get affordable auto insurance, keep in mind your state's minimum liability coverage requirements. You need to know what minimums to obtain so that you can get a policy that matches these particular minimums. You can find a list of your state's minimums at your state's insurance commissioner's website. Consider switching your current insurance to a lower coverage policy to save a few more dollars. Depending on your state's insurance requirements and if you are leasing or renting to own a vehicle, you may be able to lower your insurance coverage to save a little extra money each month. If you finance your vehicle, your lender may have requirements governing the level of auto insurance you must maintain during the duration of the loan. Generally, the requirements relate to how high you can have your deductible. Check with your lender before signing a new policy to avoid any conflicts. Ask your auto insurance company if they will give you a discount, due to whatever your chosen profession is. Some companies give rate discounts to customers who work in certain fields because they feel that you are a lower risk, due to your skills or the way that you may live your life. You can protect your car, yourself, and your passengers with the right car insurance coverage. Without it, you could find yourself in serious debt should an accident occur, and possibly even on the wrong side of the law. With the knowledge you have gained from this article, you are now well prepared to look for car insurance.
Auto insurance can include a wide range of coverage, from liability-only to coverage that will fix the smallest dent or scratch on your car's paint job. With auto insurance being required by law in many places, you may be confused as to what kind of coverage you need. This article will explain the basics and help you learn what you need to know about car insurance. Being a careful driver can really save you money on insurance. Obviously, insurers would rather insure good drivers and will provide lower rates for good drivers, but did you know that causing an accident can make your insurance rates nearly double? It is abundantly clear that driving safely is one of the best ways to keep your insurance rates low! To get the most for your money when pricing automobile insurance, be sure to consider the extras that are included with some policies. You can save on towing costs with emergency roadside assistance that is included by some insurers. Others may offer discounts for good drivers or including more than one car on your policy. A simple way to save a bit of money on your auto insurance, is to find out whether the insurance company gives discounts for either paying the entire premium at once (most will give you a small discount for doing this) or taking payments electronically. Either way, you will pay less than shelling out each month's payment separately. One of the best ways to get great deals on automobile insurance is to speak to someone in person or at least on the phone. Insurance is automated and very easy to get online, but actually speaking with someone allows for the back-and-forth Q "�n' A session that may introduce you to some discounts you did not previously know about. It is vital that when making an automobile accident claim, that you have all the information available for the insurance company. Without it, your claim may not go through. Some things you need to have ready for them include the make and year of the car you got into an accident with, how many people were in each car, what kinds of injuries were sustained, and where and when it happened. Know different coverage options, and check to be sure your insurance provides the best coverage. Liability is important both for damage you cause to other people, and damage you cause to yourself or your own property. Other types of coverage that you need include protection from uninsured drivers and damage from fire or other disasters. With many insurance companies, teenagers have to pay more for auto insurance. This is because they are considered to be high risk drivers. In order to make auto insurance more affordable for teenagers, it may be wise to put them on the same insurance as a more experienced drive, such as their mother or father. You might be able to save on auto insurance by obtaining a bundled insurance package. Search for these types of offers, especially those that bundle auto and homeowners insurance. Ensure you are paying an affordable rate for good coverage as sometimes two sets of insurance is the better option. Write down a list of each discount your insurance company offers. Go through that list and put a check mark next to any that apply to you. You might be surprised at how much you can save by claiming discounts. If you want to avoid paying a high premium, don't drive a flashy car. Sports cars and other high performance vehicles, often have premiums that are two or three times larger than that of a standard car. You should also research commonly stolen vehicles and be sure to avoid them. Most insurance companies will charge significantly more to insure these types of cars. When you go hunting for car insurance bargains, do not neglect your employer as a potential source of discounts. Many companies - even relatively small ones - have arrangements with insurers to get volume discounts for their employees. If your employer has such a program in place, you might realize significant savings by taking advantage of it. To ensure you continue to get the best possible car insurance, it is wise to do a little comparison shopping against your current policy from time to time. Doing this about a month before your policy renews is a great strategy. This allows you to take advantage of a better offer or use it to negotiate a new rate with your current insurer. When trying to get affordable auto insurance, keep in mind your state's minimum liability coverage requirements. You need to know what minimums to obtain so that you can get a policy that matches these particular minimums. You can find a list of your state's minimums at your state's insurance commissioner's website. Consider switching your current insurance to a lower coverage policy to save a few more dollars. Depending on your state's insurance requirements and if you are leasing or renting to own a vehicle, you may be able to lower your insurance coverage to save a little extra money each month. If you finance your vehicle, your lender may have requirements governing the level of auto insurance you must maintain during the duration of the loan. Generally, the requirements relate to how high you can have your deductible. Check with your lender before signing a new policy to avoid any conflicts. Ask your auto insurance company if they will give you a discount, due to whatever your chosen profession is. Some companies give rate discounts to customers who work in certain fields because they feel that you are a lower risk, due to your skills or the way that you may live your life. You can protect your car, yourself, and your passengers with the right car insurance coverage. Without it, you could find yourself in serious debt should an accident occur, and possibly even on the wrong side of the law. With the knowledge you have gained from this article, you are now well prepared to look for car insurance.

Kisah Sunardi, Mantan Penjaga Warnet yang Sanggup Intip Galaksi Dengan Teleskop dari Bahan Bekas


Seperti yang diketahui, peristiwa Gerhana Bulan Superblood Moon menjadi salah satu kejadian yang mendapatkan antusiasme tinggi di Indonesia. Beragam cara pun dilakukan untuk melihat momen langka yang terjadi 100 tahun sekali ini. Salah satunya dengan menggunakan teropong bintang. Sayangnya, selain harga yang mahal, teropong bintang tergolong barang eksklusif yang tidak dimiiki oleh setiap orang.
Namun hal tersebut nampaknya tidak berlaku pada sosok Sunardi. Berbekal kreativitas dan hobinya akan dunia antariksa, pria asal Cirebon, Jawa Barat tersebut, sanggup membuat sebuah teropong bintang sendiri. Alih-alih menggunakan bahan yang mahal, dirinya justru membuat teropong tersebut dari bahan-bahan murah dan gampang ditemui. Seperti apa kisahnya, simak ulasan berikut ini.

Tertarik dengan dunia Astronomi sejak kecil

Keahliannya membuat sebuh teropong bintang bukan tanpa sebab. Semenjak usia SD, dirinya mengaku sangat tertarik dengan segala hal yang berbau tentang luar angkasa. Bahkan saking cintanya, ia sering keluar rumah di malam hari maupun pada saat subuh untuk melihat keindahan alam ciptaan Tuhan tersebut.

Menginjak usia SMP hingga SMA, Sunardi tetap mempertahankan hobi uniknya tersebut. Bahkan dirinya telah mampu membuat teleskop dengan bermodalkan kacamata bekas saat masih duduk I bangku SMP. Beranjak dewasa di bangku SMA, dirinya mulai memberanikan diri untuk membuat teropong dari sebuah paralon dengan menggunakan lensa kacamata. Perlahan, dari situlah wawasannya tentang pembuatan teropong semakin terasah.

Mantan penjaga warnet yang belajar otodidak dari internet

Kebiasaanya mencari informasi di Internet ternyata sangat menguntungkan dirinya. Sunardi yang merupakan lulusan SMK N 1 Kota Cirebon tersebut, ternyata pernah menjadi seorang penjaga Warnet di Cirebon. Hal ini dilakukannya setelah pulang merantau dari Jakarta pada 2006 silam. Dari kebiasaanya berselancar didunia maya itulah yang pengetahuannya terus bertambah.

Untuk menambah wawasannya dalam dunia antariksa, dirinya pun memutuskan untuk bergabung pada sebuah komunitas yang bias menampung hobinya tersebut pada 2015. Grup yang bernama teleskop making tersebut, mengajari dirinya banyak hal penting seputar tata cara pembuatan teropong bintang sederhana. Dari situlah dirinya bias membuat sebuah teleskop pertamanya dengan berbekal barang bekas seadanya.

Gunakan bahan bekas seadanya

Jika dilihat sekilas, teropong buatan Sunardi tersebut mirip dengan teropong profesional yang berharga puluhan juta. Tapi jangan salah, Sunardi justru membuat benda tersebut menggunakan barang-barang bekas yang justru bisa didapatkan dengan mudah. Tak hanya itu, dirinya juga mengolah berbagai bahan tersebut dengan peralatan sederhana seperti gergaji, gunting dan amplas. Tak jarang ia mengkombinasikan beberapa benda diluar bahan-bahan utama untuk membuat teleskop.

Barang-barang seperti paralon berbagai ukuran, segitiga, dan lensa fotokopi bekas, menjadi bahan utama untuk merakit teropong handmade buatannya. Dirinya bahkan menggunakan piringan Hardsik computer bekas sebagai pemantul bayangan pada teropong bintang buatannya. Berbekal bahan tersebut, dirinya secara otodidak, melakukan serangkaian proses trial dan error dalam waktu yang cukup lama. Bahkan, untuk keperluan zoom pada lensanya, Sunardi menggunakan dua buah roda mobil mainan yang diberi gir plastik.

Sempat kesulitan dalam proses pembuatan

Dalam proses pengerjaan, Sunardi mengakui bahwa membuat sebuah teropong bintang dari bahan yang sederhana cukup membuatnya kerepotan. Selain membutuhkan dimensi yang pas serta ukuran presisi, bahan-bahan tersebut juga harus memenuhi syarat agar bisa menjadi sebuah teropong bintang yang layak guna. Sempat mencoba diproses dengan bahan bekas, namun ternyata berpengaruh pada kemampuanya saat digunakan untuk mengamati sebuah obyek.

Ada tiga bahan yang diakuinya, cukup sulit jika dibuat sendiri dengan alat-alat bekas yang sederhana. Benda tersebut adalah lensa okuler yang berfungsi untuk memperbesar bayangan dan posisinya dekat dengan mata, finderscoop yang merupakan lensa kecil yang dipasangkan pada tabung utama, serta lensa objective yang berguna untuk membentuk bayangan pertama dan memperbesar bayangan dan posisinya dekat dengan obyek yang diamati.

Teleskop yang mampu intip Galaksi tetangga

Meski hanya dirakit dengan barang bekas dan kreativitas, kualitas teleskop buatan Sunardi ternyata tak kalah dengan buatan pabrikan professional. Hal ini dibuktikannya dengan beberapa gambar yang dihasilkan oleh teleskop buatannya. Tercatat ada Gugus Bintang Bola, Bulan, Matahari, dan Galaksi Andromeda. Saat itu, dirinya menggunakan teleskop dengan spesifikasi lensa okuler ukuran 20mm, finderscoop ukuran 4X, dan lensa objective yang dilengkapi dengan pembesaran hingga 25 kali.

Tak hanya itu, sejumlah planet pn tak luput dari pantauan teleskop rakitan sederhana miliknya. Planet-planet seperti Merkurius, Jupiter, Mars dan Saturnus, juga bias ditangkap dalam lensa teropong bintang Sunardi. Selain digunakan untuk melihat benda-benda angkasa, teleskop buatannya ternyata juga pernah ikut dalam kegiatan pemantauan hilal menjelang bulan puasa, Bersama dengan instansi terkait.

Tetap berkarya dengan membuat teropong berkualitas

Hingga saat ini, total Sunardi telah menghasilkan tujuh buah teleskop hasil rakitannya sendiri. Teropong bintang tersebut bahkan telah dikirimkan ke Sumedang dan berbagai kota lainnya. Untuk mewadahi kegiatan dan hobinya tersebut, dirinya juga mendirikan sebuah klub pecinta anstronomi yaitu Cirebon Astronomi Club (CAC).

Berbekal kreativitas dan informasi yang didapatnya di Internet, dirinya mampu membuat sebuah teleksop sederhana dengan harga yang terjangkau. Dengan biaya pembuatan sekitar Rp 500 ribu hingga 1 juta, kulitas teleskop miliknya diklaim mampu bersaing dengan teropong bintang buatan pabrikan professional yang berhrga sekitar Rp 3 juta.
Sosok Sunardi yang kreatif, menjadi bukti nyata seorang pemuda yang tak menyerah pada keterbatasan yang dimiliki. Berbekal kemauan sekaligus kecintaanya pada hobi, Sunardi yang pernah menjadi penjaga warnet tersebut, mampu membuat teleskop yang kualitasnya tak kalah dengan buatan pabrik. Kreativitasnya dalam mengembangkan sudut pandang dan sikapnya yang pantang menyerah, bisa menjadi inspirasi yang berharga bagi siapa saja diluar sana yang juga ingin berhasil meraih cita-citanya.

Sumber : boombastis.com
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