Auto insurance can include a wide range of coverage, from liability-only to coverage that will fix the smallest dent or scratch on your car's paint job. With auto insurance being required by law in many places, you may be confused as to what kind of coverage you need. This article will explain the basics and help you learn what you need to know about car insurance. Being a careful driver can really save you money on insurance. Obviously, insurers would rather insure good drivers and will provide lower rates for good drivers, but did you know that causing an accident can make your insurance rates nearly double? It is abundantly clear that driving safely is one of the best ways to keep your insurance rates low! To get the most for your money when pricing automobile insurance, be sure to consider the extras that are included with some policies. You can save on towing costs with emergency roadside assistance that is included by some insurers. Others may offer discounts for good drivers or including more than one car on your policy. A simple way to save a bit of money on your auto insurance, is to find out whether the insurance company gives discounts for either paying the entire premium at once (most will give you a small discount for doing this) or taking payments electronically. Either way, you will pay less than shelling out each month's payment separately. One of the best ways to get great deals on automobile insurance is to speak to someone in person or at least on the phone. Insurance is automated and very easy to get online, but actually speaking with someone allows for the back-and-forth Q "�n' A session that may introduce you to some discounts you did not previously know about. It is vital that when making an automobile accident claim, that you have all the information available for the insurance company. Without it, your claim may not go through. Some things you need to have ready for them include the make and year of the car you got into an accident with, how many people were in each car, what kinds of injuries were sustained, and where and when it happened. Know different coverage options, and check to be sure your insurance provides the best coverage. Liability is important both for damage you cause to other people, and damage you cause to yourself or your own property. Other types of coverage that you need include protection from uninsured drivers and damage from fire or other disasters. With many insurance companies, teenagers have to pay more for auto insurance. This is because they are considered to be high risk drivers. In order to make auto insurance more affordable for teenagers, it may be wise to put them on the same insurance as a more experienced drive, such as their mother or father. You might be able to save on auto insurance by obtaining a bundled insurance package. Search for these types of offers, especially those that bundle auto and homeowners insurance. Ensure you are paying an affordable rate for good coverage as sometimes two sets of insurance is the better option. Write down a list of each discount your insurance company offers. Go through that list and put a check mark next to any that apply to you. You might be surprised at how much you can save by claiming discounts. If you want to avoid paying a high premium, don't drive a flashy car. Sports cars and other high performance vehicles, often have premiums that are two or three times larger than that of a standard car. You should also research commonly stolen vehicles and be sure to avoid them. Most insurance companies will charge significantly more to insure these types of cars. When you go hunting for car insurance bargains, do not neglect your employer as a potential source of discounts. Many companies - even relatively small ones - have arrangements with insurers to get volume discounts for their employees. If your employer has such a program in place, you might realize significant savings by taking advantage of it. To ensure you continue to get the best possible car insurance, it is wise to do a little comparison shopping against your current policy from time to time. Doing this about a month before your policy renews is a great strategy. This allows you to take advantage of a better offer or use it to negotiate a new rate with your current insurer. When trying to get affordable auto insurance, keep in mind your state's minimum liability coverage requirements. You need to know what minimums to obtain so that you can get a policy that matches these particular minimums. You can find a list of your state's minimums at your state's insurance commissioner's website. Consider switching your current insurance to a lower coverage policy to save a few more dollars. Depending on your state's insurance requirements and if you are leasing or renting to own a vehicle, you may be able to lower your insurance coverage to save a little extra money each month. If you finance your vehicle, your lender may have requirements governing the level of auto insurance you must maintain during the duration of the loan. Generally, the requirements relate to how high you can have your deductible. Check with your lender before signing a new policy to avoid any conflicts. Ask your auto insurance company if they will give you a discount, due to whatever your chosen profession is. Some companies give rate discounts to customers who work in certain fields because they feel that you are a lower risk, due to your skills or the way that you may live your life. You can protect your car, yourself, and your passengers with the right car insurance coverage. Without it, you could find yourself in serious debt should an accident occur, and possibly even on the wrong side of the law. With the knowledge you have gained from this article, you are now well prepared to look for car insurance.
Auto insurance can include a wide range of coverage, from liability-only to coverage that will fix the smallest dent or scratch on your car's paint job. With auto insurance being required by law in many places, you may be confused as to what kind of coverage you need. This article will explain the basics and help you learn what you need to know about car insurance. Being a careful driver can really save you money on insurance. Obviously, insurers would rather insure good drivers and will provide lower rates for good drivers, but did you know that causing an accident can make your insurance rates nearly double? It is abundantly clear that driving safely is one of the best ways to keep your insurance rates low! To get the most for your money when pricing automobile insurance, be sure to consider the extras that are included with some policies. You can save on towing costs with emergency roadside assistance that is included by some insurers. Others may offer discounts for good drivers or including more than one car on your policy. A simple way to save a bit of money on your auto insurance, is to find out whether the insurance company gives discounts for either paying the entire premium at once (most will give you a small discount for doing this) or taking payments electronically. Either way, you will pay less than shelling out each month's payment separately. One of the best ways to get great deals on automobile insurance is to speak to someone in person or at least on the phone. Insurance is automated and very easy to get online, but actually speaking with someone allows for the back-and-forth Q "�n' A session that may introduce you to some discounts you did not previously know about. It is vital that when making an automobile accident claim, that you have all the information available for the insurance company. Without it, your claim may not go through. Some things you need to have ready for them include the make and year of the car you got into an accident with, how many people were in each car, what kinds of injuries were sustained, and where and when it happened. Know different coverage options, and check to be sure your insurance provides the best coverage. Liability is important both for damage you cause to other people, and damage you cause to yourself or your own property. Other types of coverage that you need include protection from uninsured drivers and damage from fire or other disasters. With many insurance companies, teenagers have to pay more for auto insurance. This is because they are considered to be high risk drivers. In order to make auto insurance more affordable for teenagers, it may be wise to put them on the same insurance as a more experienced drive, such as their mother or father. You might be able to save on auto insurance by obtaining a bundled insurance package. Search for these types of offers, especially those that bundle auto and homeowners insurance. Ensure you are paying an affordable rate for good coverage as sometimes two sets of insurance is the better option. Write down a list of each discount your insurance company offers. Go through that list and put a check mark next to any that apply to you. You might be surprised at how much you can save by claiming discounts. If you want to avoid paying a high premium, don't drive a flashy car. Sports cars and other high performance vehicles, often have premiums that are two or three times larger than that of a standard car. You should also research commonly stolen vehicles and be sure to avoid them. Most insurance companies will charge significantly more to insure these types of cars. When you go hunting for car insurance bargains, do not neglect your employer as a potential source of discounts. Many companies - even relatively small ones - have arrangements with insurers to get volume discounts for their employees. If your employer has such a program in place, you might realize significant savings by taking advantage of it. To ensure you continue to get the best possible car insurance, it is wise to do a little comparison shopping against your current policy from time to time. Doing this about a month before your policy renews is a great strategy. This allows you to take advantage of a better offer or use it to negotiate a new rate with your current insurer. When trying to get affordable auto insurance, keep in mind your state's minimum liability coverage requirements. You need to know what minimums to obtain so that you can get a policy that matches these particular minimums. You can find a list of your state's minimums at your state's insurance commissioner's website. Consider switching your current insurance to a lower coverage policy to save a few more dollars. Depending on your state's insurance requirements and if you are leasing or renting to own a vehicle, you may be able to lower your insurance coverage to save a little extra money each month. If you finance your vehicle, your lender may have requirements governing the level of auto insurance you must maintain during the duration of the loan. Generally, the requirements relate to how high you can have your deductible. Check with your lender before signing a new policy to avoid any conflicts. Ask your auto insurance company if they will give you a discount, due to whatever your chosen profession is. Some companies give rate discounts to customers who work in certain fields because they feel that you are a lower risk, due to your skills or the way that you may live your life. You can protect your car, yourself, and your passengers with the right car insurance coverage. Without it, you could find yourself in serious debt should an accident occur, and possibly even on the wrong side of the law. With the knowledge you have gained from this article, you are now well prepared to look for car insurance.

Viral Pria Lusuh Ditolak Naik Angkot, Dikira Tak Bisa Bayar, tapi Identitas Terungkap, Jadi Sensasi!


Rozel Billone dan penumpang tua yang ditolak naik angkot

Pria ini dihalangi saat ingin naik angkot, saat identitas asli terungkap, kisahnya jadi viral.

Banyak orang sering mengatakan, "Jangan menilai buku dari sampulnya".

Mereka menganggap bahwa tampilan luar seseorang belum tentu mencerminkan kepribadiannya sebenarnya.

Namun, sayangnya, sebagian orang lain masih sering melakukan hal sebaliknya.

Beberapa orang ini masih melihat orang dari luarnya saja.

Tak hanya itu, mereka juga memperlakukan orang lain berdasarkan penampilannya saja.

Tak jarang, orang-orang yang memiliki penampilan yang kurang sesuai sering diperlakukan berbeda atau bahkan didiskriminasi.

Hal tersebut juga dialami oleh seorang pria asal Filipina ini.

Kisahnya jadi viral usai dibagikan oleh akun Facebook Rozel Billones pada 15 Mei 2018.

Kejadian tersebut berawal saat Rozel berkendara naik kendaraan lokal bernama jeepney.


Foto : Rozel Billone (Facebook/Rozel Billone)

Saat itu ada seorang pria tua yang juga hendak naik transportasi umum tersebut.

Melalui foto yang dibagikan Rozel, pria tersebut berambut gondrong dan sudah memiliki banyak uban.

Bahkan jenggotnya yang panjang juga berwarna putih.

Tapi, saat pria itu ingin naik, ia malah ditolak oleh para sopir.

Mereka mengatakan semua kursi sudah penuh.

Padahal pada kenyataan masih banyak kursi kosong.

Rozel mengatakan bahwa pria tersebut ditolak naik karena penampilannya.

Akhirnya, Rozel pun berinisiatif menawarkan tempat duduk di sebelahnya.

"Di sini masih ada kursi," ucapnya.

Foto : Pria tua yang ingin naik jeepney (via Facebook/Rozel Billone)

Akhirnya, pria tersebut duduk di sebelah Rozel.

Dirinya mengaku kecewa bahwa tak ada orang yang mau menawarkan tempat duduk padanya.

Saat dalam perjalanan, seorang penumpang juga sempat menanyakan kenapa pria tersebut diizinkan duduk.

Pria tersebut akhirnya membayar sebelum turun di tempat tujuan.

Padahal sang sopir tak menyangak pria tesebut akan membayar, begitu juga anggapan para penumpang lain.

Mereka mengira pria tersebut tak punya uang.

Namun, akhirnya melalui unggahannya, Rozel mengungkap semuanya.

Ternyata, pria yang mereka sepelekan tersebut bernama Ruben Madridejos.

Dia adalah seorang profesor yang kerap disebut "Hokage Fisika di PUP".

Dirinya jadi bagian dari Jurusan Ilmu Fisika di Polytechnic University of the Philippines (PUP), Filipina.

Dalam potongan artikel mengenai profesor Madri, terungkap bahwa pada tahun 1973 dirinya lulus sarjana Fisika dari University of the Philippines Diliman, Quenzon City.

Bahkan, pria tersebut lulus dengan predikat cumlaude.

Foto : Profesor Ruben Madridejo (via Facebook/Rozel Billone )

Tak sampai di situ saja, pada tahun 1985, Madri merantau ke Berlin, Jerman untuk menyelesaikan studi master di jurusan Ilmu Geofisika.

Madri kuliah melalui jalur beasiswa.

Setelah 10 tahun belajar dan menyelesaikan pendidikan masternya, Madri kembali ke Filipina pada 1998.

Profesor tersebut mendaftar jadi pengajar di PUP.

Selain mengajar, ia juga bekerja di Biro Tambang.

Melalui unggahannya tersebut, Rozel ingin menjelaskan bahwa penampilan bukan segalanya.

"Jika saja dia bisa memakan kalian hidup-hidup, tapi dia tidak melakukannya. Hahahahaha!"

Tak hanya itu, di akhir unggahan, Rozel juga menyertakan sebuah kutipan.

"Orang bijak tidak selalu diam, tapi mereka tahu kapan harus diam."

Unggahannya ini jadi viral dan sudah dibagikan lebih dari 20 ribu kali.






Banyak netizen ikut memberi tanggapan atas kejadian tersebut.

Jonah Pring Felix: "Kamu seharusnya mengatakan, 'Sebenarnya dia bisa membayari semua penumpang yang naik'."

John Spencer Lopez: "Semoga Tuhan memberkati mereka semua. Banyak orang yang tak punya moral."

Anthony John Manatlao Adovas: "Sungai yang dalam itu tenang, tapi yang dangkal berombak."

Semoga pengalaman Rozel ini bisa mengingatkan banyak orang untuk tak menilai seseorang dari luarnya saja. (


Sumber : tribunstyle.com
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