Auto insurance can include a wide range of coverage, from liability-only to coverage that will fix the smallest dent or scratch on your car's paint job. With auto insurance being required by law in many places, you may be confused as to what kind of coverage you need. This article will explain the basics and help you learn what you need to know about car insurance. Being a careful driver can really save you money on insurance. Obviously, insurers would rather insure good drivers and will provide lower rates for good drivers, but did you know that causing an accident can make your insurance rates nearly double? It is abundantly clear that driving safely is one of the best ways to keep your insurance rates low! To get the most for your money when pricing automobile insurance, be sure to consider the extras that are included with some policies. You can save on towing costs with emergency roadside assistance that is included by some insurers. Others may offer discounts for good drivers or including more than one car on your policy. A simple way to save a bit of money on your auto insurance, is to find out whether the insurance company gives discounts for either paying the entire premium at once (most will give you a small discount for doing this) or taking payments electronically. Either way, you will pay less than shelling out each month's payment separately. One of the best ways to get great deals on automobile insurance is to speak to someone in person or at least on the phone. Insurance is automated and very easy to get online, but actually speaking with someone allows for the back-and-forth Q "�n' A session that may introduce you to some discounts you did not previously know about. It is vital that when making an automobile accident claim, that you have all the information available for the insurance company. Without it, your claim may not go through. Some things you need to have ready for them include the make and year of the car you got into an accident with, how many people were in each car, what kinds of injuries were sustained, and where and when it happened. Know different coverage options, and check to be sure your insurance provides the best coverage. Liability is important both for damage you cause to other people, and damage you cause to yourself or your own property. Other types of coverage that you need include protection from uninsured drivers and damage from fire or other disasters. With many insurance companies, teenagers have to pay more for auto insurance. This is because they are considered to be high risk drivers. In order to make auto insurance more affordable for teenagers, it may be wise to put them on the same insurance as a more experienced drive, such as their mother or father. You might be able to save on auto insurance by obtaining a bundled insurance package. Search for these types of offers, especially those that bundle auto and homeowners insurance. Ensure you are paying an affordable rate for good coverage as sometimes two sets of insurance is the better option. Write down a list of each discount your insurance company offers. Go through that list and put a check mark next to any that apply to you. You might be surprised at how much you can save by claiming discounts. If you want to avoid paying a high premium, don't drive a flashy car. Sports cars and other high performance vehicles, often have premiums that are two or three times larger than that of a standard car. You should also research commonly stolen vehicles and be sure to avoid them. Most insurance companies will charge significantly more to insure these types of cars. When you go hunting for car insurance bargains, do not neglect your employer as a potential source of discounts. Many companies - even relatively small ones - have arrangements with insurers to get volume discounts for their employees. If your employer has such a program in place, you might realize significant savings by taking advantage of it. To ensure you continue to get the best possible car insurance, it is wise to do a little comparison shopping against your current policy from time to time. Doing this about a month before your policy renews is a great strategy. This allows you to take advantage of a better offer or use it to negotiate a new rate with your current insurer. When trying to get affordable auto insurance, keep in mind your state's minimum liability coverage requirements. You need to know what minimums to obtain so that you can get a policy that matches these particular minimums. You can find a list of your state's minimums at your state's insurance commissioner's website. Consider switching your current insurance to a lower coverage policy to save a few more dollars. Depending on your state's insurance requirements and if you are leasing or renting to own a vehicle, you may be able to lower your insurance coverage to save a little extra money each month. If you finance your vehicle, your lender may have requirements governing the level of auto insurance you must maintain during the duration of the loan. Generally, the requirements relate to how high you can have your deductible. Check with your lender before signing a new policy to avoid any conflicts. Ask your auto insurance company if they will give you a discount, due to whatever your chosen profession is. Some companies give rate discounts to customers who work in certain fields because they feel that you are a lower risk, due to your skills or the way that you may live your life. You can protect your car, yourself, and your passengers with the right car insurance coverage. Without it, you could find yourself in serious debt should an accident occur, and possibly even on the wrong side of the law. With the knowledge you have gained from this article, you are now well prepared to look for car insurance.
Auto insurance can include a wide range of coverage, from liability-only to coverage that will fix the smallest dent or scratch on your car's paint job. With auto insurance being required by law in many places, you may be confused as to what kind of coverage you need. This article will explain the basics and help you learn what you need to know about car insurance. Being a careful driver can really save you money on insurance. Obviously, insurers would rather insure good drivers and will provide lower rates for good drivers, but did you know that causing an accident can make your insurance rates nearly double? It is abundantly clear that driving safely is one of the best ways to keep your insurance rates low! To get the most for your money when pricing automobile insurance, be sure to consider the extras that are included with some policies. You can save on towing costs with emergency roadside assistance that is included by some insurers. Others may offer discounts for good drivers or including more than one car on your policy. A simple way to save a bit of money on your auto insurance, is to find out whether the insurance company gives discounts for either paying the entire premium at once (most will give you a small discount for doing this) or taking payments electronically. Either way, you will pay less than shelling out each month's payment separately. One of the best ways to get great deals on automobile insurance is to speak to someone in person or at least on the phone. Insurance is automated and very easy to get online, but actually speaking with someone allows for the back-and-forth Q "�n' A session that may introduce you to some discounts you did not previously know about. It is vital that when making an automobile accident claim, that you have all the information available for the insurance company. Without it, your claim may not go through. Some things you need to have ready for them include the make and year of the car you got into an accident with, how many people were in each car, what kinds of injuries were sustained, and where and when it happened. Know different coverage options, and check to be sure your insurance provides the best coverage. Liability is important both for damage you cause to other people, and damage you cause to yourself or your own property. Other types of coverage that you need include protection from uninsured drivers and damage from fire or other disasters. With many insurance companies, teenagers have to pay more for auto insurance. This is because they are considered to be high risk drivers. In order to make auto insurance more affordable for teenagers, it may be wise to put them on the same insurance as a more experienced drive, such as their mother or father. You might be able to save on auto insurance by obtaining a bundled insurance package. Search for these types of offers, especially those that bundle auto and homeowners insurance. Ensure you are paying an affordable rate for good coverage as sometimes two sets of insurance is the better option. Write down a list of each discount your insurance company offers. Go through that list and put a check mark next to any that apply to you. You might be surprised at how much you can save by claiming discounts. If you want to avoid paying a high premium, don't drive a flashy car. Sports cars and other high performance vehicles, often have premiums that are two or three times larger than that of a standard car. You should also research commonly stolen vehicles and be sure to avoid them. Most insurance companies will charge significantly more to insure these types of cars. When you go hunting for car insurance bargains, do not neglect your employer as a potential source of discounts. Many companies - even relatively small ones - have arrangements with insurers to get volume discounts for their employees. If your employer has such a program in place, you might realize significant savings by taking advantage of it. To ensure you continue to get the best possible car insurance, it is wise to do a little comparison shopping against your current policy from time to time. Doing this about a month before your policy renews is a great strategy. This allows you to take advantage of a better offer or use it to negotiate a new rate with your current insurer. When trying to get affordable auto insurance, keep in mind your state's minimum liability coverage requirements. You need to know what minimums to obtain so that you can get a policy that matches these particular minimums. You can find a list of your state's minimums at your state's insurance commissioner's website. Consider switching your current insurance to a lower coverage policy to save a few more dollars. Depending on your state's insurance requirements and if you are leasing or renting to own a vehicle, you may be able to lower your insurance coverage to save a little extra money each month. If you finance your vehicle, your lender may have requirements governing the level of auto insurance you must maintain during the duration of the loan. Generally, the requirements relate to how high you can have your deductible. Check with your lender before signing a new policy to avoid any conflicts. Ask your auto insurance company if they will give you a discount, due to whatever your chosen profession is. Some companies give rate discounts to customers who work in certain fields because they feel that you are a lower risk, due to your skills or the way that you may live your life. You can protect your car, yourself, and your passengers with the right car insurance coverage. Without it, you could find yourself in serious debt should an accident occur, and possibly even on the wrong side of the law. With the knowledge you have gained from this article, you are now well prepared to look for car insurance.

Wanita Ini Bagikan Pengalamannya saat Sempat Masuk Kelompok Aliran Sesat, 'Saya Hampir Jadi Teroris'

foto ilustrasi

Kisah Wanita yang Berhasil Lolos dari Jeratan Aliran Sesat
Teror bom yang baru-baru ini terjadi memang membuat banyak orang khawatir.

Namun dibalik itu juga banyak kisah-kisah heroik serta menyentuh hati yang mampu membuat tegar orang Indonesia bahwa kebaikan masih tetap ada.

Kisah-kisah yang memperingatkan kita tentang bahaya kelompok radikal dan sesat yang memang nyata ada di Indonesia.

Seorang wanita membagikan kisahnya saat ia mengganggap dirinya hampir menjadi seorang teroris.

Akun Facebook Yunita Dwi Fitri membagikan kisahnya pada 14 Mei 2018 pada pukul 23.58 WIB.

Unggahan tersebut pun telah dibagikan lebih dari 7800 kali dan disukai lebih dari 11000 kali.

Ia mengatakan mengalami kejadian ini 12 tahun yang lalu saat ia sedang menjalankan tugas akhir sebagai seorang mahasiswi.

"Karena saya peduli, jadi mau sharing cerita 12 tahun yang lalu...

"Waktu lagi galau2nya Tugas Akhir kuliah, diperjalanan menuju kosan dari kampus sendirian, sepanjang jalan Sekeloa mikirin Tugas Akhir yang bener2 bikin galau," tulisnya.

Lalu Yunita menceritakan tentang bagaimana awalnya ia bisa hampir masuk ke dalam kelompok aliran sesat tersebut dimulai saat ia pulang dari kampusnya menuju kosnya.

Saat itu ia dihampiri oleh seorang perempuan remaja yang disebutnya Anna dan bertanya tentang kos karena Anna sedang mencari kos.

Karena kebetulan kos Yunita masih ada kamar kosong, kemudian ia membawa Anna ke kosnya.

Namun, hal aneh mulai terjadi, bukannya bertemu pemilik kos, Anna malah meminta minum dan duduk di dalam kamar.

Setelah itu, Anna melihat Alquran yang terbuka di atas sajadah dan ia pun bertanya kepada Yunita, "Suka baca Al-Quran kak?"

"Iya, lagi belajar, suka baca tafsirannya," jawab Yunita.

Setelah itu dibalas lagi, ""Saya besok kesini lagi ya kak bawa temen, nanti kita belajar bareng-bareng ttg tafsir Al Quran."

Awalnya Yunita sudah mulai curiga, namun karena ia memang punya tujuan untuk mempelajari Alquran dan buku-buku yang berkaitan dengan Ketuhanan, maka ia pun mengiyakannya.

Lalu Keesokan harinya Anna membawa seorang wanita yang berusia 22-23 tahun saat itu.

Wanita tersebut disebut Tari dalam cerita ini.

Dengan fasih dan hafal Tari meminta dan menginstruksikan Yunita untuk membuka Alquran dan ayat-ayatnya.

Dari setiap ayat yang dibacakan, Yunita sempat menarik kesimpulan bahwa menurut Tari "halalnya membunuh orang-orang kafir, jihad dijalan Allah tidak mudah, pasti akan dimusuhi bahkan oleh keluarga sendiri, tapi hal itu yang dibenarkan dalam Al-Quran, maka dari itu diawali dengan sembunyi2 agar misi terlaksana dengan baik."

Setelah pertemuan itu, Tari mengajak Yunita untuk melanjutkan belajar bersama tersebut dikos Tari yang ternyata tak begitu jauh dengan Anna akan menjemputnya besok.

Yunita sebenarnya sudah agak takut di situ, namun karena ia masih penasaran akhirnya ia tetap melanjutkannya.

Keesokan hari, Anna datang menjemput dan mengajak ke kos Tari.

Di kos tersebut, kos ditutup rapat-rapat.

Tari kemudian mengeluarkan sebuah papan tulis putih berukuran sedang.

Diawalai doa, Tari mulai mengajarkan ideologi, namun tak ada Alquran.

"Disitu ia menceritakan bahwa Tari menggambarkan Menggambarkan sebuah mobil ketika driver salah mengendarai, masuk kejurang, matilah semua penumpang didalam mobil, begitulah jika disebuah negara pemimpinnya salah, intinya adalah negara ini salah dan kita semua berdosa jika dipimpin dengan pemimpin yang salah," tulis Yunita melanjutkan.

"Kemudian menggambarkan sebuah apel busuk ketika ada didalam kulkas bersama apel-apel yang baik, maka apel yang baik akan tertular busuk, itulah kita jika masih berteman dengan orang kafir dan tidak sepemahaman dengan kita.

"Dari gambaran2 itu, kira-kira paham kan ya maksudnya. Banyak lah ideologi2 yang dia sampaikan. Dan dia menyebut kita harus membangun Negara Islam Indonesia untuk negara yang diridhoi Allah."

"Semakin curiga hati ini ketika dia bilang: "Untuk membangun misi ini diperlukan dana, karena kita membangun sebuah negara baru untuk Allah, dan diperlukan pengorbanan dan ketetapan hati, jadi kamu akan dibay'at di Cimahi (saya kurang inget tepatnya dimana) dengan membawa uang 400rb, jangan bertanya bukankah amal itu seikhlasnya? Tidak.. karena dengan perngorbananmu maka Allah akan tau sampai mana pengorbananmu untuk-Nya. Bahkan ketika kamu berbohong meminta uang ke orang tua atau menjual handphonemu adalah sebuah pengorbanan untuk Allah. Adapun baju yang harus dikenakan adalah kemeja, hijab, celana bahan"

Yunita mengakui ia merasa ia dicuci otaknya dan otaknya hanya mengikuti perkataan dari mereka hingga tak berani berbicara pada teman-temannya.

Lalu ia mencari pendapat lain, dan bertermu 2 orang mahasiswa lainnya yang dianggap sebagai penyelamatnya.

Kisah akhir Yunita ditutup dengan kalimat, "12 tahun sudah berlalu, sekarang Indonesia sedang darurat teroris, dan saya percaya ini bukan cuma sekedar isu.. Sekarang Tari-Tari lain banyak kita temui di sosmed.. jangan biarkan mereka semakin berkembang
Demi NKRI. Demi Agamaku."

Berikut ini adalah cerita lengkap dari Yunita :




Sumber : tribunnews.com
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