Auto insurance can include a wide range of coverage, from liability-only to coverage that will fix the smallest dent or scratch on your car's paint job. With auto insurance being required by law in many places, you may be confused as to what kind of coverage you need. This article will explain the basics and help you learn what you need to know about car insurance. Being a careful driver can really save you money on insurance. Obviously, insurers would rather insure good drivers and will provide lower rates for good drivers, but did you know that causing an accident can make your insurance rates nearly double? It is abundantly clear that driving safely is one of the best ways to keep your insurance rates low! To get the most for your money when pricing automobile insurance, be sure to consider the extras that are included with some policies. You can save on towing costs with emergency roadside assistance that is included by some insurers. Others may offer discounts for good drivers or including more than one car on your policy. A simple way to save a bit of money on your auto insurance, is to find out whether the insurance company gives discounts for either paying the entire premium at once (most will give you a small discount for doing this) or taking payments electronically. Either way, you will pay less than shelling out each month's payment separately. One of the best ways to get great deals on automobile insurance is to speak to someone in person or at least on the phone. Insurance is automated and very easy to get online, but actually speaking with someone allows for the back-and-forth Q "�n' A session that may introduce you to some discounts you did not previously know about. It is vital that when making an automobile accident claim, that you have all the information available for the insurance company. Without it, your claim may not go through. Some things you need to have ready for them include the make and year of the car you got into an accident with, how many people were in each car, what kinds of injuries were sustained, and where and when it happened. Know different coverage options, and check to be sure your insurance provides the best coverage. Liability is important both for damage you cause to other people, and damage you cause to yourself or your own property. Other types of coverage that you need include protection from uninsured drivers and damage from fire or other disasters. With many insurance companies, teenagers have to pay more for auto insurance. This is because they are considered to be high risk drivers. In order to make auto insurance more affordable for teenagers, it may be wise to put them on the same insurance as a more experienced drive, such as their mother or father. You might be able to save on auto insurance by obtaining a bundled insurance package. Search for these types of offers, especially those that bundle auto and homeowners insurance. Ensure you are paying an affordable rate for good coverage as sometimes two sets of insurance is the better option. Write down a list of each discount your insurance company offers. Go through that list and put a check mark next to any that apply to you. You might be surprised at how much you can save by claiming discounts. If you want to avoid paying a high premium, don't drive a flashy car. Sports cars and other high performance vehicles, often have premiums that are two or three times larger than that of a standard car. You should also research commonly stolen vehicles and be sure to avoid them. Most insurance companies will charge significantly more to insure these types of cars. When you go hunting for car insurance bargains, do not neglect your employer as a potential source of discounts. Many companies - even relatively small ones - have arrangements with insurers to get volume discounts for their employees. If your employer has such a program in place, you might realize significant savings by taking advantage of it. To ensure you continue to get the best possible car insurance, it is wise to do a little comparison shopping against your current policy from time to time. Doing this about a month before your policy renews is a great strategy. This allows you to take advantage of a better offer or use it to negotiate a new rate with your current insurer. When trying to get affordable auto insurance, keep in mind your state's minimum liability coverage requirements. You need to know what minimums to obtain so that you can get a policy that matches these particular minimums. You can find a list of your state's minimums at your state's insurance commissioner's website. Consider switching your current insurance to a lower coverage policy to save a few more dollars. Depending on your state's insurance requirements and if you are leasing or renting to own a vehicle, you may be able to lower your insurance coverage to save a little extra money each month. If you finance your vehicle, your lender may have requirements governing the level of auto insurance you must maintain during the duration of the loan. Generally, the requirements relate to how high you can have your deductible. Check with your lender before signing a new policy to avoid any conflicts. Ask your auto insurance company if they will give you a discount, due to whatever your chosen profession is. Some companies give rate discounts to customers who work in certain fields because they feel that you are a lower risk, due to your skills or the way that you may live your life. You can protect your car, yourself, and your passengers with the right car insurance coverage. Without it, you could find yourself in serious debt should an accident occur, and possibly even on the wrong side of the law. With the knowledge you have gained from this article, you are now well prepared to look for car insurance.
Auto insurance can include a wide range of coverage, from liability-only to coverage that will fix the smallest dent or scratch on your car's paint job. With auto insurance being required by law in many places, you may be confused as to what kind of coverage you need. This article will explain the basics and help you learn what you need to know about car insurance. Being a careful driver can really save you money on insurance. Obviously, insurers would rather insure good drivers and will provide lower rates for good drivers, but did you know that causing an accident can make your insurance rates nearly double? It is abundantly clear that driving safely is one of the best ways to keep your insurance rates low! To get the most for your money when pricing automobile insurance, be sure to consider the extras that are included with some policies. You can save on towing costs with emergency roadside assistance that is included by some insurers. Others may offer discounts for good drivers or including more than one car on your policy. A simple way to save a bit of money on your auto insurance, is to find out whether the insurance company gives discounts for either paying the entire premium at once (most will give you a small discount for doing this) or taking payments electronically. Either way, you will pay less than shelling out each month's payment separately. One of the best ways to get great deals on automobile insurance is to speak to someone in person or at least on the phone. Insurance is automated and very easy to get online, but actually speaking with someone allows for the back-and-forth Q "�n' A session that may introduce you to some discounts you did not previously know about. It is vital that when making an automobile accident claim, that you have all the information available for the insurance company. Without it, your claim may not go through. Some things you need to have ready for them include the make and year of the car you got into an accident with, how many people were in each car, what kinds of injuries were sustained, and where and when it happened. Know different coverage options, and check to be sure your insurance provides the best coverage. Liability is important both for damage you cause to other people, and damage you cause to yourself or your own property. Other types of coverage that you need include protection from uninsured drivers and damage from fire or other disasters. With many insurance companies, teenagers have to pay more for auto insurance. This is because they are considered to be high risk drivers. In order to make auto insurance more affordable for teenagers, it may be wise to put them on the same insurance as a more experienced drive, such as their mother or father. You might be able to save on auto insurance by obtaining a bundled insurance package. Search for these types of offers, especially those that bundle auto and homeowners insurance. Ensure you are paying an affordable rate for good coverage as sometimes two sets of insurance is the better option. Write down a list of each discount your insurance company offers. Go through that list and put a check mark next to any that apply to you. You might be surprised at how much you can save by claiming discounts. If you want to avoid paying a high premium, don't drive a flashy car. Sports cars and other high performance vehicles, often have premiums that are two or three times larger than that of a standard car. You should also research commonly stolen vehicles and be sure to avoid them. Most insurance companies will charge significantly more to insure these types of cars. When you go hunting for car insurance bargains, do not neglect your employer as a potential source of discounts. Many companies - even relatively small ones - have arrangements with insurers to get volume discounts for their employees. If your employer has such a program in place, you might realize significant savings by taking advantage of it. To ensure you continue to get the best possible car insurance, it is wise to do a little comparison shopping against your current policy from time to time. Doing this about a month before your policy renews is a great strategy. This allows you to take advantage of a better offer or use it to negotiate a new rate with your current insurer. When trying to get affordable auto insurance, keep in mind your state's minimum liability coverage requirements. You need to know what minimums to obtain so that you can get a policy that matches these particular minimums. You can find a list of your state's minimums at your state's insurance commissioner's website. Consider switching your current insurance to a lower coverage policy to save a few more dollars. Depending on your state's insurance requirements and if you are leasing or renting to own a vehicle, you may be able to lower your insurance coverage to save a little extra money each month. If you finance your vehicle, your lender may have requirements governing the level of auto insurance you must maintain during the duration of the loan. Generally, the requirements relate to how high you can have your deductible. Check with your lender before signing a new policy to avoid any conflicts. Ask your auto insurance company if they will give you a discount, due to whatever your chosen profession is. Some companies give rate discounts to customers who work in certain fields because they feel that you are a lower risk, due to your skills or the way that you may live your life. You can protect your car, yourself, and your passengers with the right car insurance coverage. Without it, you could find yourself in serious debt should an accident occur, and possibly even on the wrong side of the law. With the knowledge you have gained from this article, you are now well prepared to look for car insurance.
Home » Uncategories » Polisi Gadungan Tukang Pungli Ditangkap, Ini Cara Bedakan Polisi Asli atau Palsu Saat Razia

Polisi Gadungan Tukang Pungli Ditangkap, Ini Cara Bedakan Polisi Asli atau Palsu Saat Razia


Akun Instagram Traffic Management Center (TMC) Polda Metro Jaya mengunggah sebuah video yang memperlihatkan penangkapan seorang polisi gadungan di ruas JLNT Casablanca, Jakarta, Minggu (15/7/2018).
Polisi gadungan itu diketahui bernama Joseph Anugerah (20). Dalam video terlihat Joseph tengah didatangi petugas polisi. Ia diminta menunjukkan kartu identitas yang belakangan diketahui palsu.
Joseph nampak mengenakan jaket kulit warna hitam yang ditutupi rompi hijau khas polisi lalu lintas. Ia juga memakai topi polisi dan membawa handy talky (HT).


Joseph pun langsung digelandang ke Polda Metro Jaya. Sehari setelahnya, ia ditetapkan sebagai tersangka sebagaimana yang telah dijelaskan Kabid Humas Polda Metro Jaya Kombes Argo Yuwono pada Senin (16/7/2018).
Kini Joseph mendekam di Rutan Polda Metro Jaya untuk menjalani kelanjutan proses hukum. Berdasarkan laporan Kompas.com, Joseph ternyata sudah beraksi sebagai polisi gadungan sebanyak tiga kali.
Ia melakukan pungutan liar alias pungli kepada pengendara yang melanggar lalu lintas.
"Aksi tersebut dilakukan oleh tersangka berulang sebanyak 3 kali di jam yang sama yaitu sekitar pukul 17.00 WIB sampai dengan pukul 18.00 WIB," ujar Argo.
Argo menjelaskan, Joseph melakukan aksi pertamanya pada Kamis pekan lalu dan mendapat uang pungli sebanyak Rp 150 ribu.
Adapun aksi keduanya dilakukan pada hari Jumat dengan uang hasil pungli sebanyak Rp 150 ribu.
Terakhir, Joseph mendapat uang hasil pungli sebesar Rp 200 ribu. Saat aksi terakhinya itulah Joseph diamankan polisi.
Ia ternyata tak hanya melakukan pungli, tapi juga menghukum pengendara yang melanggar dengan menyuruh mereka push up.
"Yang bersangkutan juga meminta pengendara sepeda motor yang mencoba melalui JLNT Casablanca pada hari Kamis sekitar pukul 17.00 WIB," ujar Argo.
Usut punya usut, Joseph mengaku terobsesi ingin menjadi polisi.
Uang hasil pungli yang didapatnya digunakan untuk memenuhi kebutuhan sehari-hari.
Kepada polisi, Joseph mengaku membeli atribut polisi di Pasar Senen Jakarta Pusat dan di Bandung.
Sementara itu, HT dipinjamnya dari sang ibu yang bekerja di PT Freeport Indonesia.
Cara Membedakan Polisi Gadungan dan Asli saat Razia
Direktur Lalu Lintas Polda Metro Jaya Kombes Yusuf memberikan tips membedakan polisi asli dan polisi gadungan yang melakukan razia.
1. Biasanya Tidak Sendiri
Yusuf mengatakan, razia yang digelar satuan lalu lintas biasanya dilakukan secara berkelompok.
Ia meminta warga segera melapor jika anggota polisi melakukan tilang sendirian untuk memastikan kebenaran razia tersebut.
"Kalaupun polisi itu sendirian, pasti ada identitas nama di seragamnya, ada bet dan sebagainya," ujar Yusuf, Senin (16/7/2018).
2. Identitas Jelas
Identitas polisi asli, menurut Yusuf, selalu tertempel di seragam yang dikenakan saat bertugas.
Identitas itu dapat berupa bet nama atau kartu tanda anggota (KTA) polisi.
"Jadi, perhatikan bet di seragamnya. Kalau masih ragu silakan menelepon ke kantor polisi," kata dia.
Dalam video penangkapan Joseph yang diunggah akun Twitter @tmcpoldametro pada Minggu, rompi hijau Joseph tidak dilengkapi dengan bet nama.
Kepada polisi, Joseph menunjukkan KTA yang ternyata palsu.
3. Punya Surat Tilang
Yusuf mengatakan, saat melakukan razia atau penindakan, jajarannya selalu membawa bukti pelanggaran atau tilang.
Tilang merupakan surat yang dijadikan pengantar bagi pelanggar untuk menghadiri sidang pelanggaran.

"Kalau polisi yang enggak benar, pasti enggak punya tilang," kata Yusuf.
Ia mengatakan, tidak semua polisi yang hendak melakukan penindakan membawa surat tugas penindakan.
Namun, polisi asli pasti membawa tilang.
4. Plang Tanda Razia
Yusuf mengatakan, saat razia digelar, jajarannya memasang sebuah plang untuk menunjukkan bahwa pada saat itu tengah dilakukan razia.
"Dan pasti saat razia ada yang memimpin," ujarnya.
Dalam kasus ini, Joseph menghentikan kendaraan yang melakukan pelanggaran dan meminta sejumlah uang.
"Jadi kalau yang (dilakukan yang) bersangkutan itu namanya bukan melakukan tilang ya," kata Yusuf.
Ia mengimbau masyarakat lebih berhati-hati dan segera melapor saat bertemu oknum polisi dengan ciri-ciri yang mencurigakan. 


Sumber : tribunnews.com
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