Auto insurance can include a wide range of coverage, from liability-only to coverage that will fix the smallest dent or scratch on your car's paint job. With auto insurance being required by law in many places, you may be confused as to what kind of coverage you need. This article will explain the basics and help you learn what you need to know about car insurance. Being a careful driver can really save you money on insurance. Obviously, insurers would rather insure good drivers and will provide lower rates for good drivers, but did you know that causing an accident can make your insurance rates nearly double? It is abundantly clear that driving safely is one of the best ways to keep your insurance rates low! To get the most for your money when pricing automobile insurance, be sure to consider the extras that are included with some policies. You can save on towing costs with emergency roadside assistance that is included by some insurers. Others may offer discounts for good drivers or including more than one car on your policy. A simple way to save a bit of money on your auto insurance, is to find out whether the insurance company gives discounts for either paying the entire premium at once (most will give you a small discount for doing this) or taking payments electronically. Either way, you will pay less than shelling out each month's payment separately. One of the best ways to get great deals on automobile insurance is to speak to someone in person or at least on the phone. Insurance is automated and very easy to get online, but actually speaking with someone allows for the back-and-forth Q "�n' A session that may introduce you to some discounts you did not previously know about. It is vital that when making an automobile accident claim, that you have all the information available for the insurance company. Without it, your claim may not go through. Some things you need to have ready for them include the make and year of the car you got into an accident with, how many people were in each car, what kinds of injuries were sustained, and where and when it happened. Know different coverage options, and check to be sure your insurance provides the best coverage. Liability is important both for damage you cause to other people, and damage you cause to yourself or your own property. Other types of coverage that you need include protection from uninsured drivers and damage from fire or other disasters. With many insurance companies, teenagers have to pay more for auto insurance. This is because they are considered to be high risk drivers. In order to make auto insurance more affordable for teenagers, it may be wise to put them on the same insurance as a more experienced drive, such as their mother or father. You might be able to save on auto insurance by obtaining a bundled insurance package. Search for these types of offers, especially those that bundle auto and homeowners insurance. Ensure you are paying an affordable rate for good coverage as sometimes two sets of insurance is the better option. Write down a list of each discount your insurance company offers. Go through that list and put a check mark next to any that apply to you. You might be surprised at how much you can save by claiming discounts. If you want to avoid paying a high premium, don't drive a flashy car. Sports cars and other high performance vehicles, often have premiums that are two or three times larger than that of a standard car. You should also research commonly stolen vehicles and be sure to avoid them. Most insurance companies will charge significantly more to insure these types of cars. When you go hunting for car insurance bargains, do not neglect your employer as a potential source of discounts. Many companies - even relatively small ones - have arrangements with insurers to get volume discounts for their employees. If your employer has such a program in place, you might realize significant savings by taking advantage of it. To ensure you continue to get the best possible car insurance, it is wise to do a little comparison shopping against your current policy from time to time. Doing this about a month before your policy renews is a great strategy. This allows you to take advantage of a better offer or use it to negotiate a new rate with your current insurer. When trying to get affordable auto insurance, keep in mind your state's minimum liability coverage requirements. You need to know what minimums to obtain so that you can get a policy that matches these particular minimums. You can find a list of your state's minimums at your state's insurance commissioner's website. Consider switching your current insurance to a lower coverage policy to save a few more dollars. Depending on your state's insurance requirements and if you are leasing or renting to own a vehicle, you may be able to lower your insurance coverage to save a little extra money each month. If you finance your vehicle, your lender may have requirements governing the level of auto insurance you must maintain during the duration of the loan. Generally, the requirements relate to how high you can have your deductible. Check with your lender before signing a new policy to avoid any conflicts. Ask your auto insurance company if they will give you a discount, due to whatever your chosen profession is. Some companies give rate discounts to customers who work in certain fields because they feel that you are a lower risk, due to your skills or the way that you may live your life. You can protect your car, yourself, and your passengers with the right car insurance coverage. Without it, you could find yourself in serious debt should an accident occur, and possibly even on the wrong side of the law. With the knowledge you have gained from this article, you are now well prepared to look for car insurance.
Auto insurance can include a wide range of coverage, from liability-only to coverage that will fix the smallest dent or scratch on your car's paint job. With auto insurance being required by law in many places, you may be confused as to what kind of coverage you need. This article will explain the basics and help you learn what you need to know about car insurance. Being a careful driver can really save you money on insurance. Obviously, insurers would rather insure good drivers and will provide lower rates for good drivers, but did you know that causing an accident can make your insurance rates nearly double? It is abundantly clear that driving safely is one of the best ways to keep your insurance rates low! To get the most for your money when pricing automobile insurance, be sure to consider the extras that are included with some policies. You can save on towing costs with emergency roadside assistance that is included by some insurers. Others may offer discounts for good drivers or including more than one car on your policy. A simple way to save a bit of money on your auto insurance, is to find out whether the insurance company gives discounts for either paying the entire premium at once (most will give you a small discount for doing this) or taking payments electronically. Either way, you will pay less than shelling out each month's payment separately. One of the best ways to get great deals on automobile insurance is to speak to someone in person or at least on the phone. Insurance is automated and very easy to get online, but actually speaking with someone allows for the back-and-forth Q "�n' A session that may introduce you to some discounts you did not previously know about. It is vital that when making an automobile accident claim, that you have all the information available for the insurance company. Without it, your claim may not go through. Some things you need to have ready for them include the make and year of the car you got into an accident with, how many people were in each car, what kinds of injuries were sustained, and where and when it happened. Know different coverage options, and check to be sure your insurance provides the best coverage. Liability is important both for damage you cause to other people, and damage you cause to yourself or your own property. Other types of coverage that you need include protection from uninsured drivers and damage from fire or other disasters. With many insurance companies, teenagers have to pay more for auto insurance. This is because they are considered to be high risk drivers. In order to make auto insurance more affordable for teenagers, it may be wise to put them on the same insurance as a more experienced drive, such as their mother or father. You might be able to save on auto insurance by obtaining a bundled insurance package. Search for these types of offers, especially those that bundle auto and homeowners insurance. Ensure you are paying an affordable rate for good coverage as sometimes two sets of insurance is the better option. Write down a list of each discount your insurance company offers. Go through that list and put a check mark next to any that apply to you. You might be surprised at how much you can save by claiming discounts. If you want to avoid paying a high premium, don't drive a flashy car. Sports cars and other high performance vehicles, often have premiums that are two or three times larger than that of a standard car. You should also research commonly stolen vehicles and be sure to avoid them. Most insurance companies will charge significantly more to insure these types of cars. When you go hunting for car insurance bargains, do not neglect your employer as a potential source of discounts. Many companies - even relatively small ones - have arrangements with insurers to get volume discounts for their employees. If your employer has such a program in place, you might realize significant savings by taking advantage of it. To ensure you continue to get the best possible car insurance, it is wise to do a little comparison shopping against your current policy from time to time. Doing this about a month before your policy renews is a great strategy. This allows you to take advantage of a better offer or use it to negotiate a new rate with your current insurer. When trying to get affordable auto insurance, keep in mind your state's minimum liability coverage requirements. You need to know what minimums to obtain so that you can get a policy that matches these particular minimums. You can find a list of your state's minimums at your state's insurance commissioner's website. Consider switching your current insurance to a lower coverage policy to save a few more dollars. Depending on your state's insurance requirements and if you are leasing or renting to own a vehicle, you may be able to lower your insurance coverage to save a little extra money each month. If you finance your vehicle, your lender may have requirements governing the level of auto insurance you must maintain during the duration of the loan. Generally, the requirements relate to how high you can have your deductible. Check with your lender before signing a new policy to avoid any conflicts. Ask your auto insurance company if they will give you a discount, due to whatever your chosen profession is. Some companies give rate discounts to customers who work in certain fields because they feel that you are a lower risk, due to your skills or the way that you may live your life. You can protect your car, yourself, and your passengers with the right car insurance coverage. Without it, you could find yourself in serious debt should an accident occur, and possibly even on the wrong side of the law. With the knowledge you have gained from this article, you are now well prepared to look for car insurance.

11 Fakta Video Por.no Ariel dan Luna.Maya, Nomor 9 Momen Haru Pelukan di Penjara


Kasus video p*rn0 yang melibatkan nama Luna Maya, Ariel dan Cut Tari, kembali mencuat.
Terlebih setelah pihak LP3HI mengajukan permohonan praperadilan terhadap status hukum Luna Maya dan Cut Tari. Mereka menyebutkan kalau kasus ini belum benar-benar tuntas di mata hukum, bahkan setelah delapan tahun lamanya.

Putusan permohonan praperadilan itu sudah dibacakan ketua majelis hakim Pengadilan Negeri Jakarta Selatan, Selasa (7/8/2018) lalu.
Hasil praperadilan menyatakan gugatan pemohon ditolak.
Hal tersebut membuat Luna Maya dan Cut Tari tetap menyandang status sebagai tersangka atas kasus video p*rn0.

Jika ditelisik ke belakang, ada beberapa momen mengharukan yang bisa diingat terkait kejadian mombastis video asusila tiga artis ternama itu.

1. Video P*rn0 Pertama Beredar


Tepat pada tanggal 22 Mei 2010 silam, masyarakat dibuat geger dengan beredarnya video p*rn0 berdurasi 2 menit 37 detik. Video itu diduga “dibintangi” oleh sepasang kekasih yang juga berstatus sebagai arti. Masyarakat kala itu menduka bahwa aktor di balik video asusila itu adalah pentolan band Peterpan (sekarang Noah, red) Ariel dan Luna Maya.

2. Video P*rn0 Kedua Beredar


Hampir bersamaan dengan video pertama, masyarakat kembali dikejutkan dengan kemunculan video kedua yang durasinya agak lebih panjang, yakni 6 menit 54 detik.
Sayangnya, “aktor” dan “aktris” dalam video p*rn0 itu disebut-sebut sebagai orang yang sama, yakni Ariel dan Luna Maya.

3. Video P*rn0 Ketiga Beredar: Ariel dan Cut Tari


Rupanya tak sampai di situ, publik kembali dibuat terhenyak dengan kabar video porno lainnya yang mendadak muncul.
Dengan durasi paling panjang dari dua video sebelumnya, yakni 8 menit, sang pemeran pria disebut-sebut adalah orang yang sama dengan dua video sebelumnya.
Namun, yang menarik adalah sang pemeran perempuan dalam video ini disebut sebagai pembawa acara infotainment Insert (saat itu), yakni Cut Tari.

4. Keterlibatan Farhat Abbas

Farhat Abbas menjadi orang yang pertama kali membuat isu penyebaran video p*rn0 ini menjadi bombastis. Betapa tidak, Farhat Abbas lah yang membuat laporan kepada pihak Sentra Pelayanan Kepolisian (SPK) Mabes Polri tahun 2010 silam.

5. Berpegangan Tangan di Kantor Polisi


Sekitar dua minggu setelah kabar beredarnya video p*rn0 yang saat itu diduga dilakuan oleh Luna Maya, Ariel dan Cut Tari, polisi mulai memanggil satu per satu di antara mereka.
Setelah surat panggilan dilayangkan, Ariel dan Luna Maya, untuk pertama kalinya mendatangi Mabes Polri, pada 11 Juni 2010. Saat itu, mereka yang masih berstatus sebagai kekasih itu menumpang mobil Toyota Alphard berwrna hitam.

Dramatis, Ariel dan Luna Maya yang tiba di gedung Bareskrim Mabes Polri, saling bergandengan tangan dan masuk melalui pintu belakang. Saat itu, baik Ariel dan Luna Maya masih berstatus sebagai saksi.

6. Cut Tari Diperiksa Polisi Didampingi Suami


Tak cuma Ariel dan Luna Maya yang diperiksa pihak kepolisian. Cut Tari juga ikut diperiksa oleh penyidik, terkait kasus yang sama. Pada tanggal 14 Juni 2010, Cut Tari yang berkemeja putih, berjalan santai menuju Bareskrim Mabes Polri, sambil menggandeng suaminya, Yusuf Subrata. Saat itu, Cut Tari masih terbilang santai dan semringah.
Sama seperti Ariel dan Luna Maya, Cut Tari juga belum mengakui bahwa dia adalah pelaku perempuan dalam video asusila itu.

7. Muka Ditutupi, Ariel “Diciduk” Polisi saat Dini Hari


Setelah menjalani serangkaian pemeriksaan, Ariel akhirnya ditetapkan sebagai tersangka atas kasus video p*rn0 pada tanggal 22 Juni 2010. Kejadian dramatis saat itu adalah, Ariel diamankan petugas kepolisian saat dia berada di studionya di kawasan Bandung, Jawa Barat.

Ketika tiba di gedung Bareskrim Mabes Polri pada dini hari, wajah Ariel ditutupi dengan sebuah kain dan langsung masuk ke dalam gedung. Sejak saat itu Ariel ditahan oleh pihak kepolisian. Ariel terjerat Pasal 4 Undang Undang Nomor 44 Tahun 2008, tentang Pornografi dengan ancaman hukuman penjara maksimal 12 tahun.

Pasal 282 tentang Kesusilaan dan Pasal 27 ayat (1), UU Nomor 11 Tahun 2008 tentang Informasi Transaksi Elektronik (ITE). Luna Maya dan Cut Tari juga Jadi Tersangka
Status saksi yang saat itu disandang oleh Luna Maya dan Cut Tari kemudian naik menjadi tersangka pada 9 Juli 2010 silam.

Namun, berbeda dengan Ariel, baik Luna Maya dan Cut Tari, mereka tak wajib ditahan.
Status tersangka keduanya didasarkan pada pelanggaran terhadap Pasal 282 KUHP dengan ancaman pidana 1 tahun 6 bulan penjara.

8. Dukungan Luna Maya dan Sahabat Peterpan


Ariel boleh saja mendekam di penjara sampai masa persidangannya dimulai, namun dukungan Luna Maya dan penggemar Ariel, Sahabat (sebutan penggemar Peterpan, red) tak pernah surut.

Luna Maya menjadi orang yang paling sering mengunjungi Ariel di tahanan Mabes Polri.
Saat itu, Luna Maya kerap kucing-kucingan dengan awak media yang bertugas di Mabes Polri.

9. Pelukan Pilu di Penjara


Setelah beberapa bulan mendekam di penjara Bareskrim Mabes Polri, Ariel akhirnya dibawa menuju Bandung, ditemani oleh Luna Maya. Saat itu, Ariel ditempatkan di rutan Kebon Waru, Bandung, Jawa Barat, sampai menunggu jadwal sidang yang digelar perdana pada 11 November 2010. 

Selama sidang, Luna Maya tak pernah absen mendampingi Ariel. Beberapa momen pilu sempat diabadikan saat itu, saat Luna Maya memberikan Ariel makanan. Saat itu, mereka berdua terpisah oleh jeruji penjara dan saat itu Luna Maya menangis.

Dalam momen selanjutnya, akhirnya beberapa kerabat, termasuk Luna Maya, diizinkan untuk masuk dan duduk bersama Ariel di penjara Pengadilan Negeri Bandung. Selama momen menunggu waktu sidang itu, Luna Maya terlihat selalu memeluk Ariel, berpegangan tangan dan menangis.

10. Tangis dan Teriakan Luna Maya di Sidang Vonis Ariel


Setelah melalui puluhan persidangan, ketua majelis hakim Pengadilan Negeri Bandung akhirnya menjatuhi vonis terhadap Ariel. Ariel Divonis Penjara 3 tahun 6 bulan dan Denda Rp 250 juta. Ketika momen pembacaan vonis oleh ketua majelis hakim itu, Luna Mayasempat berteriak dan menutup wajah dengan kedua tangannya. Wajah Luna Maya memerah dan tubuhnya lunglai jatuh ke arah artis senior Camelia Malik yang saat itu juga mendampinginya.

11. Ariel Menghuni Rutan Kebon Waru sekaligus Putus Cinta


Setelah dinyatakan bersalah, Ariel resmi dijebloskan ke dalam rutan Kebon Waru, Bandung, Jawa Barat. Di saat-saat awal Ariel menjadi penghuni rutan Kebon Waru, Luna Mayamenjadi salah satu orang yang rajin menjenguk.

Bahkan, saat momen Idul Fitri, Luna Maya rela mendatangi Ariel di sana.
Sayangnya, setelah beberapa waktu berlalu, Luna Maya dikabarkan tidak pernah lagi datang menjenguk. Sejak saat itulah kabar putus cinta antara Ariel dan Luna Maya merebak.


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