Auto insurance can include a wide range of coverage, from liability-only to coverage that will fix the smallest dent or scratch on your car's paint job. With auto insurance being required by law in many places, you may be confused as to what kind of coverage you need. This article will explain the basics and help you learn what you need to know about car insurance. Being a careful driver can really save you money on insurance. Obviously, insurers would rather insure good drivers and will provide lower rates for good drivers, but did you know that causing an accident can make your insurance rates nearly double? It is abundantly clear that driving safely is one of the best ways to keep your insurance rates low! To get the most for your money when pricing automobile insurance, be sure to consider the extras that are included with some policies. You can save on towing costs with emergency roadside assistance that is included by some insurers. Others may offer discounts for good drivers or including more than one car on your policy. A simple way to save a bit of money on your auto insurance, is to find out whether the insurance company gives discounts for either paying the entire premium at once (most will give you a small discount for doing this) or taking payments electronically. Either way, you will pay less than shelling out each month's payment separately. One of the best ways to get great deals on automobile insurance is to speak to someone in person or at least on the phone. Insurance is automated and very easy to get online, but actually speaking with someone allows for the back-and-forth Q "�n' A session that may introduce you to some discounts you did not previously know about. It is vital that when making an automobile accident claim, that you have all the information available for the insurance company. Without it, your claim may not go through. Some things you need to have ready for them include the make and year of the car you got into an accident with, how many people were in each car, what kinds of injuries were sustained, and where and when it happened. Know different coverage options, and check to be sure your insurance provides the best coverage. Liability is important both for damage you cause to other people, and damage you cause to yourself or your own property. Other types of coverage that you need include protection from uninsured drivers and damage from fire or other disasters. With many insurance companies, teenagers have to pay more for auto insurance. This is because they are considered to be high risk drivers. In order to make auto insurance more affordable for teenagers, it may be wise to put them on the same insurance as a more experienced drive, such as their mother or father. You might be able to save on auto insurance by obtaining a bundled insurance package. Search for these types of offers, especially those that bundle auto and homeowners insurance. Ensure you are paying an affordable rate for good coverage as sometimes two sets of insurance is the better option. Write down a list of each discount your insurance company offers. Go through that list and put a check mark next to any that apply to you. You might be surprised at how much you can save by claiming discounts. If you want to avoid paying a high premium, don't drive a flashy car. Sports cars and other high performance vehicles, often have premiums that are two or three times larger than that of a standard car. You should also research commonly stolen vehicles and be sure to avoid them. Most insurance companies will charge significantly more to insure these types of cars. When you go hunting for car insurance bargains, do not neglect your employer as a potential source of discounts. Many companies - even relatively small ones - have arrangements with insurers to get volume discounts for their employees. If your employer has such a program in place, you might realize significant savings by taking advantage of it. To ensure you continue to get the best possible car insurance, it is wise to do a little comparison shopping against your current policy from time to time. Doing this about a month before your policy renews is a great strategy. This allows you to take advantage of a better offer or use it to negotiate a new rate with your current insurer. When trying to get affordable auto insurance, keep in mind your state's minimum liability coverage requirements. You need to know what minimums to obtain so that you can get a policy that matches these particular minimums. You can find a list of your state's minimums at your state's insurance commissioner's website. Consider switching your current insurance to a lower coverage policy to save a few more dollars. Depending on your state's insurance requirements and if you are leasing or renting to own a vehicle, you may be able to lower your insurance coverage to save a little extra money each month. If you finance your vehicle, your lender may have requirements governing the level of auto insurance you must maintain during the duration of the loan. Generally, the requirements relate to how high you can have your deductible. Check with your lender before signing a new policy to avoid any conflicts. Ask your auto insurance company if they will give you a discount, due to whatever your chosen profession is. Some companies give rate discounts to customers who work in certain fields because they feel that you are a lower risk, due to your skills or the way that you may live your life. You can protect your car, yourself, and your passengers with the right car insurance coverage. Without it, you could find yourself in serious debt should an accident occur, and possibly even on the wrong side of the law. With the knowledge you have gained from this article, you are now well prepared to look for car insurance.
Auto insurance can include a wide range of coverage, from liability-only to coverage that will fix the smallest dent or scratch on your car's paint job. With auto insurance being required by law in many places, you may be confused as to what kind of coverage you need. This article will explain the basics and help you learn what you need to know about car insurance. Being a careful driver can really save you money on insurance. Obviously, insurers would rather insure good drivers and will provide lower rates for good drivers, but did you know that causing an accident can make your insurance rates nearly double? It is abundantly clear that driving safely is one of the best ways to keep your insurance rates low! To get the most for your money when pricing automobile insurance, be sure to consider the extras that are included with some policies. You can save on towing costs with emergency roadside assistance that is included by some insurers. Others may offer discounts for good drivers or including more than one car on your policy. A simple way to save a bit of money on your auto insurance, is to find out whether the insurance company gives discounts for either paying the entire premium at once (most will give you a small discount for doing this) or taking payments electronically. Either way, you will pay less than shelling out each month's payment separately. One of the best ways to get great deals on automobile insurance is to speak to someone in person or at least on the phone. Insurance is automated and very easy to get online, but actually speaking with someone allows for the back-and-forth Q "�n' A session that may introduce you to some discounts you did not previously know about. It is vital that when making an automobile accident claim, that you have all the information available for the insurance company. Without it, your claim may not go through. Some things you need to have ready for them include the make and year of the car you got into an accident with, how many people were in each car, what kinds of injuries were sustained, and where and when it happened. Know different coverage options, and check to be sure your insurance provides the best coverage. Liability is important both for damage you cause to other people, and damage you cause to yourself or your own property. Other types of coverage that you need include protection from uninsured drivers and damage from fire or other disasters. With many insurance companies, teenagers have to pay more for auto insurance. This is because they are considered to be high risk drivers. In order to make auto insurance more affordable for teenagers, it may be wise to put them on the same insurance as a more experienced drive, such as their mother or father. You might be able to save on auto insurance by obtaining a bundled insurance package. Search for these types of offers, especially those that bundle auto and homeowners insurance. Ensure you are paying an affordable rate for good coverage as sometimes two sets of insurance is the better option. Write down a list of each discount your insurance company offers. Go through that list and put a check mark next to any that apply to you. You might be surprised at how much you can save by claiming discounts. If you want to avoid paying a high premium, don't drive a flashy car. Sports cars and other high performance vehicles, often have premiums that are two or three times larger than that of a standard car. You should also research commonly stolen vehicles and be sure to avoid them. Most insurance companies will charge significantly more to insure these types of cars. When you go hunting for car insurance bargains, do not neglect your employer as a potential source of discounts. Many companies - even relatively small ones - have arrangements with insurers to get volume discounts for their employees. If your employer has such a program in place, you might realize significant savings by taking advantage of it. To ensure you continue to get the best possible car insurance, it is wise to do a little comparison shopping against your current policy from time to time. Doing this about a month before your policy renews is a great strategy. This allows you to take advantage of a better offer or use it to negotiate a new rate with your current insurer. When trying to get affordable auto insurance, keep in mind your state's minimum liability coverage requirements. You need to know what minimums to obtain so that you can get a policy that matches these particular minimums. You can find a list of your state's minimums at your state's insurance commissioner's website. Consider switching your current insurance to a lower coverage policy to save a few more dollars. Depending on your state's insurance requirements and if you are leasing or renting to own a vehicle, you may be able to lower your insurance coverage to save a little extra money each month. If you finance your vehicle, your lender may have requirements governing the level of auto insurance you must maintain during the duration of the loan. Generally, the requirements relate to how high you can have your deductible. Check with your lender before signing a new policy to avoid any conflicts. Ask your auto insurance company if they will give you a discount, due to whatever your chosen profession is. Some companies give rate discounts to customers who work in certain fields because they feel that you are a lower risk, due to your skills or the way that you may live your life. You can protect your car, yourself, and your passengers with the right car insurance coverage. Without it, you could find yourself in serious debt should an accident occur, and possibly even on the wrong side of the law. With the knowledge you have gained from this article, you are now well prepared to look for car insurance.

Blak-blakan Saipul Jamil dari Dalam Jeruji : Keinginan Saat Bebas, Punya Den.dam Hingga Rasa Ke.cewa


Artis sekaligus pedangdut Saipul Jamil mendapatkan remisi hari kemerdekaan selama empat bulan. Saipul Jamil menjalani masa tahanan di Lapas Klas 1 Cipinang. Ia dinilai layak mendapat pengurangan masa hukuman karena dianggap berkelakuan baik dan produktif menghasilkan sejumlah karya selama di dalam lapas.

"Bang Ipul dapat remisi empat bulan karena berkelakuan baik dan terus berkarya menularkan kebaikan kepada para warga binaan," ucap Kalapas Klas 1 Cipinang Andika Dwi Prasetya, Jumat (17/8/2018). Lebih lanjut ia menjelaskan, mantan suami Dewi Perssik ini telah bekerja keras melatih puluhan narapidana untuk penampilan seni dalam rangka memeriahkan HUT ke-73 Kemerdekaan RI.

"Bulan Agustus ini Bang Ipul ada dua karya, sebagai koordinator tari saman dan acara lawak Opera van Jail," ujarnya. Sementara itu, Saipul Jamil sendiri mengaku senang dengan remisi empat bulan yang diberikan kepada dirinya. "Senang banget, tahun lalu juga dapat remisi, Alhamdulillah tahun ini dapat lagi," kata Saipul Jamil.
TribunJakarta.com mengutip Kompas.com mengenai keinginan Saipul Jamil saat menghirup udara bebas.

1. Keinginan Saipul Jamil


Penyanyi dangdut Saipul Jamil memiliki keinginan umrah setelah menghirup udara bebas nanti. Saat ini, Saipul masih menjadi narapidana untuk kasus pencabulan. "Ya saya mudah-mudahan masih ada rezeki ya. Saya mau umrah. Alhamdulillah 2022 saya ada panggilan haji. Alhamdulillah ya Allah. Bersyukur banget, Insya Allah," ucap Saipul kepada Kompas.com di Lapas Klas 1A Cipinang, Jakarta Timur, Jumat (17/8/2018).

Rasa kangen adalah alasan utamanya. Kebiasaan Saipul yang dulunya hampir setiap tahun umrah, terpaksa tertunda, karena ia harus mendekam di lapas setelah divonis tiga tahun hukuman penjara. "Umrah saya berangkat sendiri. Ibaratnya ya kangen kan, selama ini saya ibadah di lapas di rutan he he he. Kangen juga saya ibadah lagi di masjid seperti biasa," ucap Saipul.

"Dan saya bisa umrah. Biasanya kan dalam setahun itu saya bisa umrah sekali. Setahun sekali saya ahrus umrah. Nah ini kepending, selama saya ada di sini," sambungnya. Pria yang karib disapa Bang Ipul ini mau memanfaatkan waktunya yang ada untuk benar-benar melakukan hal-hal positif dan berguna.

Salah satunya dengan umrah tadi dan kegiatan sosial. "Saya berharap sehat dan panjang umur. Doakan saya mudah-mudahan keluar dari sini saya ke depannya banyak bersosial," ujar Ipul seraya tersenyum.

2. Saipul Jamil Merasa Lengkap


Saipul Jamil saat ditemui pada akhir acara perayaan 17 Agustus di Lapas Klas 1A Cipinang, Jakarta Timur, Jumat (17/8/2018) sore.(KOMPAS.com/ANDI MUTTYA KETENG) (Kompas.com/ANDI MUTTYA KETENG)

Pedangdut Saipul Jamil telah mendekam di tahanan selama dua tahun enam bulan. Menurut dia, setelah menjalani hukuman atas kasus pencabulan, Saipul merasa hidupnya lebih lengkap sekarang.

"Ini yang ada baiknya. Jadi saya bisa merasakan dunia itu ada apa aja sih. Bukan cuma menikmati dunia luar, dunia penjara juga saya pernah menyicipi. Saya pernah merasakan. Jadi komplit lah hidup saya begitu he he he," ujarnya kepada Kompas.com di Laps Klas 1A Cipinang, Jakarta Timur, Jumat (17/8/2018). Dulu Saipul pernah merasakan hidup enak dan serba nikmat.

Naik pesawat, kapal, mengunjungi berbagai pulau, menyantap makanan enak, tidur di tempat tidur yang nyaman.
Sekarang, ia harus bisa bertahan tidur di sel yang sempit tanpa kasur yang empuk, lalu makan seadanya. "Jadi saya ngerasain semua. Saya beryukur Allah menguji saya di penjara ini enggak seperti temen-temen lainnya yang maksudnya mereka ada yang belasan tahun. Jadi saya bersyukur di situ Allah menguji saya," ujar Saipul.

"Walaupun hukumannya terbilang dikit (tiga tahun penjara), tapi lumayan berat juga sebenarnya kalau dijalanin. Tapi karena dijalanin dengan iman, jadi semua itu tidak terasa. Enak dan enggak enak, syukuri," katanya lagi.

3. Saipul Jamil Memiliki Dendam

Saipul Jamil bersama dengan seorang biduan dangdut menghibur ratusan napi yang ada di Lapas Klas 1 Cipinang, Jatinegara, Jakarta Timur, Jumat (17/8/2018). TRIBUNJAKARTA.COM/DIONISIUS ARYA BIMA SUCI (TRIBUNJAKARTA.COM/DIONISIUS ARYA BIMA SUCI)

Pedangdut Saipul Jamil memiliki dendam yang ia simpan dalam hati. Pria berusia 38 tahun itu merasa marah kepada orang-orang yang dulu mengaku teman, namun kini meninggalkannya saat tertimpa musibah. Saat ini, Saipul menjadi narapida kasus pencabulan dan sudah dua tahun lebih mendekam di Lapas Cipinang.

"Ini saya dendam nih. Kita enggak tahu, tahun ini saya di penjara, siapa tahu tahun depan lu yang di penjara (sambil menunjuk ke depan)," kata Saipul kepada Kompas.com di Lapas Klas 1A Cipinang, Jakarta Timur, Jumat (17/8/2018). Ia kecewa, karena mereka lebih mementingkan pekerjaan dengan selalu beralasan sibuk tiap kali Saipul memintanya datang ke lapas.

Padahal menurut dia, meluangkan waktu sebentar saja menengoknya dan bercengkrama tak akan membuat mereka bangkrut. "Jangan cari uang melulu. Seminggu bisa dapat berapa miliar, tapi rasa perhatian terhadap teman cukup sejam," ucap Saipul.

Karena itu, jika nanti sudah bisa menghirup udara bebas, ia berjanji pada diri sendiri untuk membalaskan dendamnya kepada mereka yang tak pernah peduli padanya di penjara. "Kalau saya keluar dari penjara, saya mau jengukin teman-teman saya di penjara. Saya ada duit berapa saya kasih mereka di penjara," kata Saipul.

Pria yang akrab disapa Bang Ipul ini merasa, seperti itulah cara balas dendam yang terbaik. Sebab, ia tak mau rekan-rekan artis lain merasakan hal yang sama dengannya, seperti dkhianati oleh yang dulunya mengaku teman. "Cara balas dendamnya gitu. Bukan balas dendam dengan ngomelin orang yang lupa (teman). Justru balas dendamnya saya mau ngunjungin mana teman-teman artis yang masuk penjara? Saya datangin, saya sambangin dia, saya bawain makanan," katanya.

"Kenapa? Perlu banget support secara kedatangan (teman) gitu," tambah Saipul.

4. Saipul Jamil Luapkan Kekesalan


Saipul Jamil selalu tersenyum selama mengikuti perayaan kemerdekaan RI ke-73 di Lapas Klas 1A Cipinang, Jakarta Timur, Jumat (17/8/2018). Namun, siapa sangka penyanyi dangdut itu menyimpan kekecewaan yang mendalam. Kini setelah dua tahun memendamnya, Saipul meluapkan rasa kesal dan kecewanya itu saat berbincang dengan Kompas.com.

"Ada beberapa sahabat yang di-calling 'eh datang dong'. Saya minta keluarga saya untuk teleponin. Alasannya sibuklah, inilah, shooting-lah," kata Saipul. "Ya udahlah. Mungkin dia lebih mementingkan uangnya, daripada mementingkan persahabatan. Saya enggak mau nyebutin namanya. Yang pasti saya kecewa, saya cukup tahu aja," ujarnya lagi.

Ia mengatakan, penjara menyadarkannya tentang siapa sebenarnya orang-orang yang tulus perhatian dan siapa yang hanya berteman karena kepentingan belaka. Saipul merasa matanya akhirnya terbuka sekarang. "Justru dengan dipenjara ini, ter-filter-lah mana yang sesungguhnya sahabat. Coba kalau saya masih di atas panggung, sama-sama kan enggak keliatan mana yang pura-pura (jadi) sahabat. Kalau teman di atas panggung kan banyak, pengin jadi teman kita," ucap Saipul.

"Kalau di penjara? Siapa? Kita di penjara aja enggak ditengok, apalagi kita di kuburan? Ini kita masih hidup loh, masih hidup aja enggak ditengok, apalagi kalau udah mati? Dan mereka lupa, kalau suatu saat mereka akan mati," tambahnya dengan raut wajah serius. Namun di luar itu, pria yang akrab disapa Bang Ipul ini merasa bersyukur karena masih banyak sabahat yang setia padanya dalam masa-masa sulit.

Ia menyebut nama Inul Daratista dan Ivan Gunawan, serta masih banyak lagi rekan-rekannya yang tak melupakannya yang sedang dalam keadaan terpuruk. "Saya berterima kasih atas perhatiannya Inul Daratista sama saya. Saya ulang tahun kemarin dibawain makanan, dibawain kue. Ivan Gunawan juga. Teman-teman saya yang lain juga," kata Saipul. 




Sumber : TribunJakarta.com
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