Auto insurance can include a wide range of coverage, from liability-only to coverage that will fix the smallest dent or scratch on your car's paint job. With auto insurance being required by law in many places, you may be confused as to what kind of coverage you need. This article will explain the basics and help you learn what you need to know about car insurance. Being a careful driver can really save you money on insurance. Obviously, insurers would rather insure good drivers and will provide lower rates for good drivers, but did you know that causing an accident can make your insurance rates nearly double? It is abundantly clear that driving safely is one of the best ways to keep your insurance rates low! To get the most for your money when pricing automobile insurance, be sure to consider the extras that are included with some policies. You can save on towing costs with emergency roadside assistance that is included by some insurers. Others may offer discounts for good drivers or including more than one car on your policy. A simple way to save a bit of money on your auto insurance, is to find out whether the insurance company gives discounts for either paying the entire premium at once (most will give you a small discount for doing this) or taking payments electronically. Either way, you will pay less than shelling out each month's payment separately. One of the best ways to get great deals on automobile insurance is to speak to someone in person or at least on the phone. Insurance is automated and very easy to get online, but actually speaking with someone allows for the back-and-forth Q "�n' A session that may introduce you to some discounts you did not previously know about. It is vital that when making an automobile accident claim, that you have all the information available for the insurance company. Without it, your claim may not go through. Some things you need to have ready for them include the make and year of the car you got into an accident with, how many people were in each car, what kinds of injuries were sustained, and where and when it happened. Know different coverage options, and check to be sure your insurance provides the best coverage. Liability is important both for damage you cause to other people, and damage you cause to yourself or your own property. Other types of coverage that you need include protection from uninsured drivers and damage from fire or other disasters. With many insurance companies, teenagers have to pay more for auto insurance. This is because they are considered to be high risk drivers. In order to make auto insurance more affordable for teenagers, it may be wise to put them on the same insurance as a more experienced drive, such as their mother or father. You might be able to save on auto insurance by obtaining a bundled insurance package. Search for these types of offers, especially those that bundle auto and homeowners insurance. Ensure you are paying an affordable rate for good coverage as sometimes two sets of insurance is the better option. Write down a list of each discount your insurance company offers. Go through that list and put a check mark next to any that apply to you. You might be surprised at how much you can save by claiming discounts. If you want to avoid paying a high premium, don't drive a flashy car. Sports cars and other high performance vehicles, often have premiums that are two or three times larger than that of a standard car. You should also research commonly stolen vehicles and be sure to avoid them. Most insurance companies will charge significantly more to insure these types of cars. When you go hunting for car insurance bargains, do not neglect your employer as a potential source of discounts. Many companies - even relatively small ones - have arrangements with insurers to get volume discounts for their employees. If your employer has such a program in place, you might realize significant savings by taking advantage of it. To ensure you continue to get the best possible car insurance, it is wise to do a little comparison shopping against your current policy from time to time. Doing this about a month before your policy renews is a great strategy. This allows you to take advantage of a better offer or use it to negotiate a new rate with your current insurer. When trying to get affordable auto insurance, keep in mind your state's minimum liability coverage requirements. You need to know what minimums to obtain so that you can get a policy that matches these particular minimums. You can find a list of your state's minimums at your state's insurance commissioner's website. Consider switching your current insurance to a lower coverage policy to save a few more dollars. Depending on your state's insurance requirements and if you are leasing or renting to own a vehicle, you may be able to lower your insurance coverage to save a little extra money each month. If you finance your vehicle, your lender may have requirements governing the level of auto insurance you must maintain during the duration of the loan. Generally, the requirements relate to how high you can have your deductible. Check with your lender before signing a new policy to avoid any conflicts. Ask your auto insurance company if they will give you a discount, due to whatever your chosen profession is. Some companies give rate discounts to customers who work in certain fields because they feel that you are a lower risk, due to your skills or the way that you may live your life. You can protect your car, yourself, and your passengers with the right car insurance coverage. Without it, you could find yourself in serious debt should an accident occur, and possibly even on the wrong side of the law. With the knowledge you have gained from this article, you are now well prepared to look for car insurance.
Auto insurance can include a wide range of coverage, from liability-only to coverage that will fix the smallest dent or scratch on your car's paint job. With auto insurance being required by law in many places, you may be confused as to what kind of coverage you need. This article will explain the basics and help you learn what you need to know about car insurance. Being a careful driver can really save you money on insurance. Obviously, insurers would rather insure good drivers and will provide lower rates for good drivers, but did you know that causing an accident can make your insurance rates nearly double? It is abundantly clear that driving safely is one of the best ways to keep your insurance rates low! To get the most for your money when pricing automobile insurance, be sure to consider the extras that are included with some policies. You can save on towing costs with emergency roadside assistance that is included by some insurers. Others may offer discounts for good drivers or including more than one car on your policy. A simple way to save a bit of money on your auto insurance, is to find out whether the insurance company gives discounts for either paying the entire premium at once (most will give you a small discount for doing this) or taking payments electronically. Either way, you will pay less than shelling out each month's payment separately. One of the best ways to get great deals on automobile insurance is to speak to someone in person or at least on the phone. Insurance is automated and very easy to get online, but actually speaking with someone allows for the back-and-forth Q "�n' A session that may introduce you to some discounts you did not previously know about. It is vital that when making an automobile accident claim, that you have all the information available for the insurance company. Without it, your claim may not go through. Some things you need to have ready for them include the make and year of the car you got into an accident with, how many people were in each car, what kinds of injuries were sustained, and where and when it happened. Know different coverage options, and check to be sure your insurance provides the best coverage. Liability is important both for damage you cause to other people, and damage you cause to yourself or your own property. Other types of coverage that you need include protection from uninsured drivers and damage from fire or other disasters. With many insurance companies, teenagers have to pay more for auto insurance. This is because they are considered to be high risk drivers. In order to make auto insurance more affordable for teenagers, it may be wise to put them on the same insurance as a more experienced drive, such as their mother or father. You might be able to save on auto insurance by obtaining a bundled insurance package. Search for these types of offers, especially those that bundle auto and homeowners insurance. Ensure you are paying an affordable rate for good coverage as sometimes two sets of insurance is the better option. Write down a list of each discount your insurance company offers. Go through that list and put a check mark next to any that apply to you. You might be surprised at how much you can save by claiming discounts. If you want to avoid paying a high premium, don't drive a flashy car. Sports cars and other high performance vehicles, often have premiums that are two or three times larger than that of a standard car. You should also research commonly stolen vehicles and be sure to avoid them. Most insurance companies will charge significantly more to insure these types of cars. When you go hunting for car insurance bargains, do not neglect your employer as a potential source of discounts. Many companies - even relatively small ones - have arrangements with insurers to get volume discounts for their employees. If your employer has such a program in place, you might realize significant savings by taking advantage of it. To ensure you continue to get the best possible car insurance, it is wise to do a little comparison shopping against your current policy from time to time. Doing this about a month before your policy renews is a great strategy. This allows you to take advantage of a better offer or use it to negotiate a new rate with your current insurer. When trying to get affordable auto insurance, keep in mind your state's minimum liability coverage requirements. You need to know what minimums to obtain so that you can get a policy that matches these particular minimums. You can find a list of your state's minimums at your state's insurance commissioner's website. Consider switching your current insurance to a lower coverage policy to save a few more dollars. Depending on your state's insurance requirements and if you are leasing or renting to own a vehicle, you may be able to lower your insurance coverage to save a little extra money each month. If you finance your vehicle, your lender may have requirements governing the level of auto insurance you must maintain during the duration of the loan. Generally, the requirements relate to how high you can have your deductible. Check with your lender before signing a new policy to avoid any conflicts. Ask your auto insurance company if they will give you a discount, due to whatever your chosen profession is. Some companies give rate discounts to customers who work in certain fields because they feel that you are a lower risk, due to your skills or the way that you may live your life. You can protect your car, yourself, and your passengers with the right car insurance coverage. Without it, you could find yourself in serious debt should an accident occur, and possibly even on the wrong side of the law. With the knowledge you have gained from this article, you are now well prepared to look for car insurance.

9 Makanan Baha.ya di Dunia, 2 Sering Dimakan Orang Indonesia


Makanan merupakan kebutuhan pokok dan memberi asupan gizi pada tubuh manusia agar senantiasa sehat.
Namun apa jadinya jika ternyata ada makanan yang masuk kategori makanan berbahaya di dunia?
Tak hanya berdasarkan jenis makanannya beracun dan mengandung bahan berbahaya, tetapi juga berdasarkan cara penyajiannya, hingga ukurannya.

Berikut ini kami telah melansir dari berbagai sumber, ada 9 makanan yang termasuk berbahaya dunia.
9 makanan berbahaya di dunia tersebut antara lain:
1.Ikan Fugu
Jenis ikan yang satu ini memang terkenal sangat beracun sehingga paling berbahaya jika dikonsumsi. Ikan yang disebut juga ikan buntal ini memiliki racun yang berbahaya bahkan 1.200 kali lebih mematikan daripada racun sianida.
Bagian paling berbahaya dari ikan ini adalah organ-organ dalam terutama hati ikan fugu.
Bahkan pada tahun 2015 tercatat ada 5 pria meninggal dunia akibat mengonsumsi hati ikan fugu.

2. Sannakji

Makanan yang satu ini berasal dari negara gingseng, Korea. Sannakji terbuat dari gurita kecil yang masih hidup dan disajikan dengan kecap asin serta biji wijen. Sannakji menjadi berbahaya karena tidak jarang tentakel gurita tersebut menempel di tenggorokan, sehingga membuat orang tersedak, dan tidak bisa bernapas.
Bahkan menurut laman food & wine, tercatat ada sekitar 6 orang yang meninggal setiap tahunnya akibat memakan sannakji dan tersedak. Meskipun demikian tidak sedikit orang yang penasaran ingin mencoba makan sannakji seperti yang dilakukan selebriti tanah air Indonesia, Boy William belakangan ini.

Sebuah kiriman dibagikan oleh Boy William (@boywilliam17) pada


3. Casu Marzu: Keju Belatung Sardinia

Casu Marzu merupakan keju Sardinia tradisional yang difermentasi ekstra oleh belatung hidup yang membusuk di sebagian keju.

Belatung-belatung tersebut dihasilkan dari larva lalat yang sangat berbahaya bagi kesehatan.

4. Biji Ceri

Dilansir dari laman Thisinsider, ternyata biji buah ceri beracun sehingga tidak disarankan untuk dikonsumsi. Biji ceri diketahui mengandung senyawa sianida hidrogen yang sangat beracun. Namun kamu tidak perlu khawatir jika tidak sengaja menelannya, sebab efek mematikan ini akan terjadi apabila kamu sengaja mengonsumsi biji ceri dalam jumlah banyak.
Bahkan tak hanya biji ceri yang beracun, tetapi biji buah persik, plum, ackee dan aprikot juga dianggap beracun.


5. Hot Dogs

Makanan yang terbuat dari roti dan sosis ini masuk dalama daftar makanan berbahaya di dunia. Kali ini bukan karena bahan makanannya, tetapi karena ukuran hotdogs yang cukup besar sehingga sering mengakibatkan tersedak. Dalam sebuah penelitia, terdapat fakta bahwa hotdogs merupakan makanan nomor 1 yang paling banyak menyebabkan anak di bawah 3 tahun tersedak.

Oleh karena itu, sebaiknya kamu mengunyah hotdogs dengan benar-benar seblum menelannya agar tidak tersedak.

6. Haraki

Makanan keenam ini merupakan makanan khas dari negara Islandia. Haraki terbuat dari daging hiu Greenland yang beracun. Tak hanya itu, pengolahan daging hiu tersebut dilakukan dengan cara difermentasikan selama 5-6 bulan. Aroma haraki sangat menyengat karena mengandung amonia dalam jumlah yang banyak.


7. Singkong

Singkong merupakan salah satu makanan yang termasuk kategori berbahaya. Pasalnya makanan yang banyak dikonsumsi di Indonesia ini mengandung kandungan linamarin yang tinggi. Kandungan tersebut dapat berubah menjadi senyawa sianida yang berbahaya saat dimakan mentah. Oleh karena itu, kamu harus benar-benar mengolah singkong hingga benar-benar matang.


8. Echizen Kurage

Makanan yang satu ini berasal dari negara Jepang. Echizen Kurage terbuat dari ubur-ubur di Jepang yang mengandung racun. Ubur-ubur ini bisa dikonsumsi asalkan bagian racunnya dihilangkan dan kemudian dimasak dengan benar.

9. Kerang Darah

Kerang darah merupakan makanan yang biasa juga dimakan di Indonesia. Namun, berbeda dengan penyajian yang dilakukan di Shanghai, China yaitu hanya dengan direbus sebentar.
Pasalnya, jenis kerang ini mengandung banyak bakteri dan virus penyebab hepatitis dan disentri. Bahkan, pada tahun 1988 lalu, terdapat lebih dari 300 ribu orang terinfeksi kerang ini.




Sumber : grid.id
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